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Customize your motorcycle insurance coverage to create a reliable and affordable plan

Added February 25, 2020
Two guys talking with motorcycles in the background

When buying motorcycle insurance, we know cost is a big factor in the decision. You want to protect yourself and your ride with great coverage, while choosing an insurance policy you can afford.

We’ll help you understand the options available to save on motorcycle insurance, without having to cut back on coverage.

Customize your insurance policy

We trust that you know what’s best for you and your motorcycle, so you may not want every kind of coverage under the sun. Customizing your plan is a great way to start saving on motorcycle insurance. At Dairyland®, we offer a variety of motorcycle coverage options to choose from, including:

  • Liability-only
  • Collision 
  • Comprehensive
  • Physical damage plus
  • Optional/special equipment
  • Replacement cost
  • Personal injury protection
  • Guest passenger
  • Underinsured or uninsured protection
  • Roadside assistance
  • Trip interruption coverage

Motorcycle insurance discounts to help you save

In addition to multiple coverage options, don’t forget to look into money-saving discounts. Motorcycle insurance companies offer a wide selection of motorcycle insurance discounts, such as:

  • Multi-cycle discount
  • H.O.G.® member
  • Rider group
  • Rider course
  • Transfer discount
  • Loyalty discount
  • Home ownership

We’ll dig into these discounts to show how you can get cheap motorcycle insurance rates.

Multi-cycle discount

Own more than one bike that needs to be insured? Look for a multi-cycle discount so you don’t break the bank insuring more than one bike.

Group rider discounts

Some riders prefer group riding on the open road to cruising solo. Sound like you? There may be discounts that work for your riding group.

If you’re crazy about Harley-Davidson® motorcycles and a member of the Harley Owners Group® (H.O.G.®), you may qualify for a special motorcycle insurance discount. If you’re a member of another riding club or motorcycle association, there are rider group discounts for that, too.

If you’re in a group focused on specific motorcycle types, riding styles, or a specific state or region, look into rider group discounts before you request an insurance quote. If your group is eligible for discounts, then you’re qualified for cheaper motorcycle insurance rates!

Motorcycle safety first

We all share the road and value safety on our rides. Some companies offer motorcycle insurance discounts for those who pass a motorcycle rider safety course.

The Motorcycle Safety Foundation (MSF) offers classes throughout the U.S. Visit the MSF website to find a location and course near you. You’ll feel more prepared to hit the open road, while keeping costs low and money in your pocket.

Home ownership discount

Your bike needs to be parked somewhere, right? If you own an insured house, condo, townhouse, mobile home, or modular home, then you might qualify for a multi-policy discount.

Dairyland motorcycle discounts

Dairyland is committed to helping you find the best coverage and deals for your motorcycle insurance. So, we offer all of the discounts and plans mentioned above (and then some!) to ensure you have a cheap motorcycle insurance policy that works for you.

Contact an insurance agent or request a quote

Contact a Dairyland agent or request a quote today to discuss more ways to lower your motorcycle insurance premiums as much as possible. We’d love to work with you to create a custom plan you’re comfortable with.

If you decide to make the switch to Dairyland from another insurance provider, you’ll receive a transfer discount as a welcome gift from us to you.

On the flip side, we love rewarding our loyal Dairyland customers. We offer a loyalty discount as a simple thank you for choosing us as your motorcycle insurance company.

Also, if you’ve been a Dairyland customer for more than one year and are looking to add a bike or replace yours with a newer model, contact your independent agent or a Dairyland customer service agent for more loyalty discount information.

Make sure to keep all of these discounts in mind when comparing motorcycle insurance policy options so you don’t miss out on savings!

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At Dairyland, we feel strongly about your safety, and we promote that through our motorcycle rider safety course discount. Check out what you might be able to save today.

Check out our On the Road blog for even more information on riding gear, upcoming motorcycle events, and recommended rides.