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Why even the most experienced riders should look at their motorcycle insurance coverage

Added February 21, 2020
Line of riders sitting on motorcycles

We know bikes. And as a seasoned rider, so do you. You’re no stranger to the open road, the wind in your face, and the sound of your engine as you ride down the highway.

Whether you’ve been riding for 10 days, 10 months, or 10 years, it’s important to regularly look at your motorcycle insurance coverage to see what is—and isn’t—included. Even the most experienced riders can benefit from taking a look at their current policy, as the coverage you agreed on at the time of purchase may be outdated. Not to mention, you just might be missing out on money-saving discounts and opportunities.

Did you know…

Completing a motorcycle safety course can save you money on motorcycle insurance

Riding courses aren’t just for beginners! The Motorcycle Safety Foundation (MSF) offers classes throughout the U.S. geared toward beginners and experienced riders. Veteran riders will develop advanced skills like smooth and precise motorcycle throttle control and braking and cornering maneuvers, while beginner classes highlight the physical and mental skills necessary to ride a motorcycle.

Even better, if you pass the course, you may also qualify for a motorcycle insurance discount with Dairyland®. To find a safety course near you, please visit MSF-USA.org.

Motorcycle insurance rates vary by state and type of coverage

As bikes and riders vary, so do motorcycle insurance coverage options. There are many factors that contribute to the cost of motorcycle insurance, such as where you live, the type of bike you own, your driving record, and the type of liability coverage you’re looking for. Customizing your plan to fit your unique needs is a great way to start saving on motorcycle insurance.

If you’re not sure what coverage is right for you, request a free Dairyland motorcycle insurance quote or connect with a Dairyland agent.

Insurance carriers offer rider discounts to help lower cost—and you may qualify

Insurance companies often offer motorcycle insurance discounts, such as:

  • Multi-cycle discount: Riders who own more than one motorcycle.
  • Harley Owners Group® (H.O.G.®) member and rider groups: For riders who prefer group riding to cruising solo. 
  • Home ownership: Riders who have homeowners insurance for a house, condo, townhouse, mobile home, or modular home. 

If any of the above apply to you, you might be qualified for a discounted motorcycle insurance premium from Dairyland.

Insurance companies can help in an emergency, even if you don’t file a claim

We’ve all been there—your bike’s engine sputters, and you coast to a stop, ending your road trip early. Protect your bike and plan ahead with emergency roadside assistance.

Dairyland has been providing motorcycle insurance for more than 50 years, and we offer riders help around the clock to put you back on the road. Whether it’s a bad battery, flat tire, empty fuel tank, or another on-road crisis, we can help.

Dairyland rewards both new and loyal customers

If you decide to move your policy from another insurance provider to Dairyland, you will receive a transfer discount as a welcome gift.

Dairyland also offers our longtime customers a loyalty discount as a thank you for letting us help keep you safe on the road.

Lastly, if you have been a Dairyland customer for more than one year and are looking to add a bike or replace yours with a newer model, contact your independent agent or a Dairyland customer service agent for more loyalty discount information.

Riders can request an online motorcycle insurance quote quickly and easily

The times of being put on a long hold to request an insurance quote have changed. In 2020, updating or changing your motorcycle insurance policy doesn’t have to be complicated or expensive.

You can start the process online with a free Dairyland quote. If you’d rather speak with a Dairyland customer service representative, you can do that, too! Submit a request online, give us a call today, or find a local agent near you.

No matter the coverage you choose for yourself and your bike, you’ll find great value and flexible insurance that works for you at Dairyland.

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Get insured and ride on.