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A new law in Washington requires minimum liability coverage levels for motorcycles

Added July 18, 2019
License plate on a motorcycle

If you’re a motorcycle rider in Washington state, starting July 28, 2019, you’re going to have to have liability coverage to legally ride the roads. You’ll also have to able to prove you have the required insurance. It’s the focus of a new law recently passed by the state legislature and signed by the governor. Prior to its passing, Washington was one of only a few states that didn’t have these requirements. 

Why the law was created

Lawmakers took up the issue with the goal of helping shield riders and accident victims from medical and property damage costs. As a result, they approved HB1014 earlier this year.

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How to prove you’re insured

Under the new law, you’ll need to make sure you have proof of insurance to show you’re in compliance. Your insurance company will send you a proof-of-insurance card when you start or renew your motorcycle policy. The card shows that you’re covered by liability insurance. That way, if you're stopped by law enforcement, you can show you have the coverage that meets Washington’s mandatory minimum requirements. If you don't have proof, you can be ticketed.

How to ride smart

The hope is by requiring minimum liability insurance, the new law will help better protect both motorcyclists and everyone around them by providing a little more assurance that if an accident were to happen, the cost won’t be as damaging as it could be. Talk with us at Dairyland to learn more about this and other motorcycle coverage you may have questions about.

Related links:

Get a quote on motorcycle insurance in minutes for the coverage you need.

Learn about roadside assistance and how it can keep you on the road if trouble happens.

Before you hop on your motorcycle, there are four things you should do to get ready.

It’s time to ride. Are you in shape for it? With a few regular exercises, you can ensure a safer and more comfortable ride.