Texas is a biker's dream, with its seemingly endless roads, attractions, and delicious food. But that positive experience can quickly change without motorcycle insurance. So, hit the road with the protection you need so you can focus on your ride and your destination. In the Lone Star State, both are equally impressive.
Get rates as low as $6/month. Receive a free quote from Dairyland® and discover how affordable insuring your motorcycle in Texas can really be.
Texans are required to prove financial responsibility for any accidents they may cause. Although most motorcycle owners in the state prove their financial responsibility by purchasing a motorcycle insurance policy, the following are also acceptable examples of proof of financial responsibility:
In Texas, everyone who operates a registered motor vehicle (motorcycles included) must carry minimum insurance. In addition to the insurance policy premium, state legislation also requires a $4 per motor vehicle fee paid to the Motor Vehicle Crime Prevention Authority.
Unless you’re at least 21 years old and covered by a health insurance plan that specifically covers medical/surgical expenses incurred from a motorcycle accident, you’re required to wear a helmet. In Texas, this motorcycle law applies to both operators and passengers.
Visit the Texas DMV for more information on Texas motorcycle laws.
Texas has the following liability coverage requirements for motorcycle insurance coverage:
If you don’t maintain the minimum insurance coverage in Texas, your punishment could include:
You can appeal the driver’s license suspension notice within 20 days of receiving it. An appeal may stop the suspension until the issue is resolved.
You can lift your suspension by:
In addition to the coverage you already have, you can get other forms of insurance in Texas. At Dairyland, we have plenty of additional coverage options to help protect you and your bike:
The average annual cost of a Texas motorcycle insurance policy is about $750. To enjoy even more affordable rates, we offer money-saving insurance discounts on these already competitive rates:
Prada Marfa: The Prada Marfa art installation is just off U.S. Highway 90, 1.4 miles from the tiny town of Valentine (population of 134 in 2010), and 26 miles northwest of Prada Marfa. This piece looks 100 percent like a Prada store, but is in fact a sculpture. Don't bother trying to get in; the door is non-functional. But from outside, you can see several Prada items that were donated by Miuccia Prada, the company's head designer, from their fall/winter 2005 collection. Some say the artwork is a criticism of consumerism, luxury branding, and gentrification. In contrast, others say it's a great photo opportunity for your Instagram or dating profile. Either way, Prada Marfa is worth the photo-op and pitstop.
Big Bend National Park: This is perhaps the most remote and least visited of the 59 national parks in the U.S. Resting along the Rio Grande River, Big Bend has held national park status since 1944 and includes more than 200 miles of paved and unpaved roads to ride on. Cost is $20 to ride for the week.
The Lone Star State is a five-star destination. So get on the road worry-free with cheap motorcycle insurance coverage and enjoy your travels.