Insurance helps cover costs related to accidents you’re fully or partially at fault for. In Florida, you’re required to carry the following minimum limits for coverage:
Holding the minimum amount of coverage will help keep you legal, but keep in mind it may not fully cover you if you get into an accident. Higher coverage limits can help protect you—just be aware that there are also maximum bodily injury and property damage coverage limits. Here are the highest coverage amounts we offer in Florida:
In Florida, your insurance company is required to offer bodily injury coverage and uninsured motorist bodily injury coverage, but you have the option to reject either or both. With Dairyland, you can also choose from several additional, optional coverages:
We also offer named non-owner policies. If you frequently drive a vehicle that doesn’t belong to you, this coverage can help financially protect both you and the vehicle’s owner. Additionally, we offer one-year policy terms for our named non-owner coverages, compared to six-month terms for liability insurance.
Based on your driving record, you may be told you need to get an FR-2, SR-22 or FR-44 form to legally drive in Florida. FR-2s, SR-22s, and FR-44s are available in Florida. We understand the process of getting these forms can seem complicated, so we help make it easy with same-day filing and knowledgeable customer support team members available to help you. Give us a call at 888-344-4357 to learn more.
Auto insurance companies consider several factors to determine car insurance costs, including:
We offer the following discounts to Florida drivers. Contact us to learn more—you may qualify for more auto insurance discounts than you realize.
We’ve served drivers like you since 1953. When you choose auto insurance from Dairyland, you receive affordable rates, exceptional service, and coverages that make sense for you, your vehicle, and your financial situation. Get a fast, free quote for cheap Florida car insurance so you can get covered and drive on worry-free.