Get scooter and moped insurance

Save money, get protected, and enjoy the ride.

Illustration of a scooter and a moped near a cafe and a park benchIllustration of a scooter and a moped near a cafe

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Enjoy cheap Dairyland® scooter and moped insurance

While scooters and mopeds are designed to travel at slower speeds, there are still risks and accidents that can happen. Make sure you’re properly covered in case of injury or property damage with scooter/moped insurance.

Is scooter or moped insurance required?

As with most insurance coverages, it depends on the state you live in. For scooter or moped insurance requirements in your state, contact your insurance agent or insurance company for complete details. Or give us a call. We can help you.

How much does it cost for scooter or moped insurance?

For as little as $7/month, you can get Dairyland scooter or moped insurance. However, as with most insurance plans, your cost comes down to the coverages you choose, your qualifying discounts, and your riding history.

Scooter/moped coverage options

We know two-wheeled rides and the coverages to help protect you and your vehicle. We offer the basics, such as bodily injury liability and collision insurance, along with additional coverages, like medical expense and replacement cost. Let’s see what we can do for you.

Protect yourself

Scooter and moped insurance discounts

With our cost-saving discounts, you can get affordable insurance for your scooter and moped. Some available scooter or moped insurance discounts we offer include:

  • Home ownership

  • Garaging

  • Advanced quote

Get a Dairyland insurance quote today and enjoy your fuel-efficient commute, knowing you and your scooter/moped are properly covered.

Scooter/moped insurance FAQs

What states require moped or scooter insurance?

About half of the country requires you to have scooter or moped insurance if you ride. It also depends on the size of the engine your scooter or moped is equipped with. Contact your insurance agent or insurance company for complete details. Or give us a call. We can help you.

How long does it take to get approved for scooter or moped insurance?

Depending on your situation and quote process, you can get scooter or moped insurance coverage today. The best way to get insurance quickly is to be prepared with your information, be honest in your answers, and be familiar with the coverages you want.

Is my son or daughter covered on a scooter or moped?

That’s determined by whether or not they’re included on your insurance policy. Talk with your insurance agent or insurance provider during the quote process and understand who’s covered for each of your insured vehicles.

What’s the difference between a scooter and a moped?

These terms for similar two-wheeled rides are often used interchangeably. However, scooters generally have more powerful engines (up to 250cc) and can reach speeds as high as 75 mph. Mopeds are less powerful, typically with 50cc engines that run at top speeds of around 40 mph.

We cover off-road vehicles, too

Purple Dirt bike

Dirt bikes

For those who want to kick up some dust with their two-wheeler, we also offer dirt bike insurance. Cost-saving discounts and experienced claims service are part of the package.

Dirt bike insurance
Purple ATV


We cover you on the smooth road and the less-traveled path. As part of our off-road vehicle coverage, we offer insurance for your ATV, UTV, side-by-side, and four-wheeler, too.

ATV/UTV insurance
Purple snowmobile


When the weather turns colder and the snow flies, it's time to go snowmobiling. Hit the trails knowing our snowmobile insurance coverage has your back.

Snowmobile insurance