To legally operate a motorcycle in Tennessee, you need to be at least 16 years old and have a Class M license. Obtaining your Class M license requires passing a vision screening, a written test, and a road skills test. You can skip the written and road skills tests if you already have a valid Tennessee driver’s license and have a certificate of completion from a motorcycle rider education program (MREP).
To be deemed legally roadworthy in Tennessee, your motorcycle must have:
Front and rear brakes
In addition, if your motorcycle doesn’t have a windshield, you must wear a face shield, goggles, or safety glasses with impact-resistant lenses.
You can only have passengers if your motorcycle is equipped with a separate passenger seat and securely attached footrests.
Since 1967, Tennessee has enforced what’s known as a universal helmet law, which means all riders and passengers must wear a safety-approved helmet.
If you’re a Tennessee resident, you must have the following minimum insurance coverage for your motorcycle:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per incident
$25,000 property damage liability per incident
In addition to the coverages you’re legally required to carry, you can get other insurance coverage options in Tennessee. We have plenty of options to help protect you and your bike, including:
Uninsured/underinsured motorist bodily injury
Uninsured/underinsured motorist property damage
We offer a wide selection of money-saving motorcycle insurance discounts. Our discounts are designed to make quality motorcycle insurance even more affordable.
You can earn the following discounts on your motorcycle insurance from us in Tennessee:
Rider safety course
Contact us to learn more about the money-saving motorcycle insurance discounts we offer so you receive the best value possible.
Don’t let the name fool you—the only thing this 144-mile ride gets rid of is the blues. It’s hard to feel down when you’re riding over a mountain and through small towns and beautiful countryside vistas.
Rolling through North Carolina and Tennessee, this ride takes you through some famous territory, such as the Blue Ridge Parkway, Pisgah National Forest, and Roan Mountain State Park, where you’ll ascend to an elevation of 5,512 feet.
The Murder Mountain Run is a 3 ½-hour ride sure to create timeless memories—a bit challenging at times but comfortable for all skill levels.
If you’d prefer to dedicate your time solely to riding up Roan Mountain, there’s a 90-minute ride that brings you around and over the mountain. There are plenty of places to pull over and take in the beauty of your surroundings.
This ride has numerous curves but only takes about 90 minutes to complete as you wind through farmland, forests, and mountain terrain. This ride is ideal for anyone who wants to get off their motorcycle for a hike or to simply take a break.
Whether you’re riding The Snake, taking your bike to the campground, or driving down to Nashville for a show, getting on the road in Tennessee requires insurance.
Luckily, we have you covered. Enter your information below to start a quote online or call 866-324-7952 to speak with one of our knowledgeable representatives. We’re ready to help you.