Get cheap California car insurance

Mexico limited auto coverage in CA

Millions of Californians cross the border each year between San Diego and Tijuana. Regardless where you cross between California and Mexico, you may want to consider how often you’ll be making those trips and if you’re auto insurance will still cover you.

Dairyland® includes Mexico limited coverage on all California policies. Like its name suggests, there are limitations for the coverage as it’s designed to help protect drivers who travel to Mexico infrequently and near the U.S. border when in Mexico. To help ensure you’re covered if you drive into Mexico, here are the coverage details:

• Coverage extends within 25 miles of the U.S. border when driving in Mexico
• Insureds have spent 10 or less days and made five or fewer trips in Mexico during a 30-day period
• Includes only vehicles and drivers listed on the policy

No matter what frequency you travel into Mexico, it’s important to consider additional car insurance coverage in Mexico to help insure you’ve got the coverage you want.

California car insurance rates

When an auto insurance company calculates your policy rates, they consider several factors, including:

• Age: Due to their relative lack of experience, younger drivers generally have higher rates than older drivers.
• Location: If you live in a community with comparatively frequent instances of crime or theft, your auto insurance rates may increase as well.
• Your car: Your vehicle’s make, model, and age all factor in to determining your rates. Plus, vehicles with cutting edge technology or custom parts can be more expensive to repair.
• Your driving record: In most cases, the better your driving record, the better your insurance rates. Here are a couple violations that could negatively impact your premium:
  • Driving under the influence (DUI): If you’re charged with a DUI or DWI, insurance carriers will consider you a high-risk driver. Your premiums will likely increase, and your current carrier may drop you.
  • Driving without insurance: Operating a vehicle without insurance is illegal in California. You could be fined, have your license suspended or your vehicle impounded, or even face jail time. To help you avoid these scenarios, we offer a range of affordable coverage options—even if you have a history of violations, no prior insurance, or license penalty points. 

Keep in mind that coverages and rates vary by insurer, so be sure to do your research.

Additional factors will impact your rates, including policy terms and your down payment. Here’s what you can expect when purchasing auto insurance from Dairyland in California:

Policy term options and corresponding minimum down payment

• Monthly: One month’s premium
• Six months: 20 percent
• 12 months: 10 percent

Dairyland auto insurance discounts available in California

To help you save on our already affordable car insurance, we offer the following discounts in California:

• Multi-car
• Mature driver course
• Good driver

Talk with a knowledgeable Dairyland customer service representative at 888-344-4357 to learn how you can save money on your California car insurance.

Lower your car insurance rates

Along with auto insurance discounts, there are other factors that can help reduce your rates—and conveniently, they’re almost all within your control. From reducing the number of drivers on your policy to avoiding accidents, your actions can help you enjoy significant savings on your car insurance.

Cheap CA car insurance with Dairyland

When you purchase auto insurance with Dairyland, you’ll receive more than coverage—you’ll enjoy the affordable rates and exceptional service we’re known for. Get your fast, free quote for cheap California car insurance today. All of this is available without paying an additional fee to start your policy.