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Coverage Options to Consider

Are you looking for the right coverage for your auto or truck? Look no more. Dairyland offers competitive rates, money-saving discounts, and exceptional customer service. All that, plus “pay as you go” monthly payment plans. Why look anywhere else?

What we offer
Liablity

Liability coverage pays when you are at-fault while operating your automobile. The coverage pays for bodily injury to another person, and for damage to another person’s property.

Uninsured Motorists (UM)
Uninsured Motorists coverage pays for your bodily injury in the event of a hit-and-run or an accident involving an at-fault driver who is not insured.  In some states, Uninsured Motorists includes coverage for property damage.
Underinsured Motorists (UIM)
If you are injured in an accident involving an at-fault driver who does not have enough insurance to pay for your loss, this coverage can help pay for your bodily injury. In some states, Underinsured Motorists coverage can also pay for property damage.
Personal Injury Protection (PIP)
This pays for reasonable and necessary medical expenses for injuries to the driver and any passenger in your vehicle, regardless of who is at fault in the accident. In addition, there may be coverage available for lost wages, lost services and funeral expenses. Not allowed in all states.
Medical Payments
Pays for reasonable and necessary medical expenses and funeral expenses for injuries to the driver and any passengers in your vehicle, regardless of who is at fault in the accident.
Physical Damage

Collision coverage pays for damage to your automobile after it collides with another vehicle, regardless of fault.

Comprehensive coverage pays for damage to your automobile from causes such as collision with an animal, fire, theft, vandalism, hail and falling objects.

Towing & Labor

Pays for towing and labor expense to get your vehicle to a service center.

Rental Reimbursement

If your car is in for service work due to an accident, Rental Reimbursement coverage may pay for the use of a rental vehicle to keep you on the road.

Lienholder

If you are making payments – purchasing or leasing a car – your bank or credit company may require Lienholders coverage, which guarantees a certain level of insurance coverage. Typically, this coverage is high enough to protect the lender in case the vehicle is involved in an accident prior to full pay-off.
Special Equipment

Pays for damages to special equipment you may have installed on your vehicle. Certain restrictions may apply.