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Kansas’ minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Kansas:

Is it mandatory to have car insurance in Kansas?  


What are the minimum limits for Kansas? 

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$25,000 property damage liability per accident



Dairyland® coverage in Kansas

At Dairyland, we’re proud to be able to help drivers in Kansas meet their insurance needs. Here are some of the parameters of our insurance coverage in Kansas:

What is the maximum bodily injury liability and property damage liability limit available in Kansas?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident



What coverages are required to be offered in Kansas? Can a customer reject them?

Bodily Injury, Property Damage, Personal Injury Protection, and Uninsured/Underinsured Motorist Bodily Injury must be offered and can’t be rejected.

What are all the coverages Dairyland offers in Kansas?

  • Bodily Injury/Property Damage
  • Uninsured Motorist/Underinsured Motorist Bodily Injury
  • Medical Payments
  • Personal Injury Protection
  • Comprehensive
  • Collision
  • Special Equipment
  • Lienholder Deductible
  • Rental Reimbursement 
  • Roadside assistance
  • Car loan protection

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Kansas?  

20 years 

How far back does Kansas go to look at violation history?  

3 years

What additional policy types are offered in Kansas?  

Named Non-Owner

Is an insurance score used in my rating in Kansas? If so, is it mandatory?  

Yes, an insurance score is used for rating in Kansas, but it’s not mandatory.

What policy terms does Dairyland offer in Kansas? 

1, 2, 3, 6, and 12 months 

What is Dairyland’s minimum down payment option in Kansas?  

1-month term, or 16.7% plus 5 months (availability limited by risk characteristics)

Are SR22s used in Kansas?  If so, is there a fee assessed by Dairyland? 

 SR22s are available with no fee.

What discounts are available from Dairyland in Kansas?

  • Homeowner
  • Prior insurance
  • Multi-car
  • Paid in full
  • Quarterly
  • Advanced quote
  • Motor vehicle accident prevention course

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