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Maine’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Maine:

Is it mandatory to have car insurance in Maine?

Yes

What are the minimum limits for Maine? 

$50,000 bodily injury per person 
$100,000 bodily injury per accident 
$25,000 property damage per accident

—or—

50/100/25

Dairyland® coverage in Maine

At Dairyland, we’re proud to be able to help drivers in Maine meet their insurance needs. Here are some of the parameters of our insurance coverage in Maine:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Maine?

$100,000 bodily injury per person 
$300,000 bodily injury per accident 
$100,000 property damage per accident

—or—

100/300/100

What liability coverages are required to be offered in Maine? Can a customer reject them?

Bodily Injury, Property Damage, Uninsured/Underinsured Motorist Bodily Injury, and Medical Payments must be offered and can’t be rejected.

What are all the coverages Dairyland offers in Maine?

  • Bodily Injury
  • Property Damage
  • Uninsured/Underinsured Bodily Injury
  • Medical Payments
  • Comprehensive
  • Collision
  • Lienholder Deductible
  • Special Equipment
  • Rental Reimbursement
  • Towing and Labor

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Maine?

20 years 

How far back does Maine go to look at violation history?  

3 years

What additional policy types are offered in Maine?

Named Non-Owner

Is an insurance score used in my rating in Maine? If so, is it mandatory?

An insurance score is used in Maine, but it’s not mandatory.

What policy terms does Dairyland offer in Maine?

6 months

What is Dairyland’s minimum down payment option in Maine?

20% down

Are SR22s used in Maine?  If so, is there a fee assessed by Dairyland?

SR22s are used in Maine, with no fee to file. 

What discounts are available from Dairyland in Maine?

  • Homeowner
  • Prior insurance
  • Multi-car
  • Paid in full
  • Advance quote
  • Mature driver course