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Cheap auto insurance in Maine

Illustration of Portland Head Light historic lighthouse in Cape Elizabeth, MaineIllustration of Portland Head Light historic lighthouse in Cape Elizabeth, Maine


While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Maine:

Is it mandatory to have car insurance in Maine?

Yes

What are the minimum limits for Maine?

$50,000 bodily injury liability per person 
$100,000 bodily injury liability per accident 
$25,000 property damage liability per accident

—or—

50/100/25

Car insurance coverages in Maine

We’re proud to be able to help drivers in Maine meet their insurance needs. Here are some of the parameters of our insurance coverage in Maine:

What is the maximum bodily injury liability and property damage liability limit offered in Maine?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident 
$100,000 property damage liability per accident

—or—

100/300/100

What coverages are required to be offered in Maine? Can a customer reject them?

Bodily injury liability, property damage liability, uninsured/underinsured motorist bodily injury, and medical payments must be offered and can’t be rejected.

What coverages are available in Maine?

  • Bodily injury liability

  • Property damage liability

  • Uninsured/underinsured bodily injury

  • Medical payments

  • Comprehensive

  • Collision

  • Lienholder deductible

  • Special equipment

  • Rental reimbursement

  • Roadside assistance

What’s the oldest a vehicle can be to get comprehensive and collision coverage in Maine?

20 years

How far back does Maine go to look at violation history?

3 years

What additional policy types are offered in Maine?

Is an insurance score used in my rating in Maine? If so, is it mandatory?

Yes, an insurance score is used in Maine, but it’s not mandatory.

What policy terms are available in Maine?

6 months.

What is the minimum down payment option in Maine?

20% down.

Are SR22s used in Maine? If so, is there a fee? Is the SR-22 filed electronically?

SR22s are used in Maine, with no fee to file.

What discounts are available in Maine?

  • Multi-car

  • Homeowners

  • Prior insurance

  • Paid in full

  • Advanced quote

  • Mature driver course

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