Cheap car insurance
Get affordable coverage without compromising on quality
What are some of the risks of cheap car insurance?
Auto insurance rates and offers that seem too good to be true likely are. Dirt cheap car insurance costs can lead to the following risks:
Poor coverage selections
Unreliable customer service
Hidden fees
High deductibles
While looking for cheaper car insurance premiums is worthwhile, it’s crucial to also find a reputable car insurance company that can deliver quality coverage and dependable service.
Who typically has the cheapest auto insurance?
Finding the insurance company that offers cheap car insurance rates can take time and research. Your rates are based on several factors, including the coverages you select, your age, ZIP code, and driving history.
Comparing quotes from several insurance companies is a good way to make sure you get the right coverages for your vehicle at a price that works for you. Start by getting a free car insurance quote today.
What are some easy ways to get cheap car insurance?
Here are several actions you can take for both short- and long-term savings.
Purchase the minimum required insurance
Understanding the minimum insurance requirements in your state does more than help keep you legal and safe on the road. Purchasing the lowest form of car insurance you need helps you save money too.
Leverage short-term auto insurance savings today
As you choose an insurance provider and prepare to finalize your auto insurance policy, review your financial situation to figure out how and when you can pay—and how much:
Plan for long-term car insurance savings
These steps may not necessarily provide immediate savings, but over time, your long-term savings could be significant.
Find the best car insurance for your circumstances
You want quality service, protection, and savings for your auto insurance. Here are some ways we help make getting cheap car insurance more convenient for drivers like you:
Learn how you can save on your new car insurance policy.
Want more than cheap, minimum insurance coverage? We've got options that won't break the bank, even if you're considered a high-risk driver.
Our affordable car insurance coverage options—subject to state availability—include:
Physical damage: Collision and comprehensive
Uninsured motorist (UM)/underinsured motorist (UIM)
Personal injury protection (PIP)
Non-owner insurance
Can I get cheap “full coverage” car insurance?
There’s no standard definition of “full coverage” car insurance, so it’s important that you review each coverage offering and customize your policy to fit your budget and circumstances.
Need more information as you search for the cheapest car insurance rates? Call us at 888-344-4357 to speak to one of our knowledgeable licensed agents. They’ll help you get the information you need and can also provide a quote for affordable auto insurance.
Save more money with car insurance discounts
We offer multiple money-saving auto insurance discounts on our already affordable coverages to help you manage your budget. You could qualify for these discounts now:
If you’ve had coverage with another auto insurance provider for more than six months, you can receive this discount when you transfer to Dairyland. In some cases, we offer this discount even if you’ve had a short lapse in coverage.
Need to insure more than one vehicle? This discount helps you save when you add another car to your policy.
You can qualify for this discount if you own a home and can prove you’ve insured it. Even if you don’t own a home, ask us about discounts for people with renter’s insurance.
Keep in mind, these are just a few of the money-saving discounts we offer. We want you to have options so you can tailor your car insurance to meet your spending and coverage goals.
How to get a cheap car insurance quote
Getting a car insurance quote is easy. Simply click to quote and answer a few simple questions about:
Yourself
Your vehicle
Additional drivers
Your driving history
Available discounts
Immediately after you submit your answers, your quote appears on your screen. If you prefer to talk to someone rather than getting an online quote, please call us at 888-344-4357.
Cheap car insurance FAQ
Carrying only your state’s minimum coverage requirements can help keep you legal while only paying for the bare minimum amount of car insurance. All states with mandatory car insurance (except Florida) require bodily injury liability and property damage liability. Beyond that, your required coverages depend on your state. If you don’t own a car but want car insurance, a non-owner auto insurance policy may be a good way to save money.
Here are just some of the many ways you can reduce the cost of your car insurance:
Improve your insurance score
Take a defensive driver course
See if you qualify for auto insurance discounts
With so many options to reduce your auto insurance rates, we know you may have questions. Contact us for answers.
No. Your credit history is only reviewed by car insurance companies to create your credit-based insurance score, so there won't be any hard inquiries that could affect your credit score. This new insurance score helps determine your car insurance rates. So, while getting an insurance quote won’t hurt your credit score, bad credit and payment history on your credit report may result in higher insurance rates.
The time frame you have—anywhere from zero to 30 days—can vary based on your current policy and where or how you purchase your new vehicle. For example, some dealerships require proof of insurance before you can buy a car. Preparation prior to your purchase can help you stay safe and legal on the road.
Car insurance liability coverages help with the costs you could incur for property damage and injuries to people if you’re at fault in an accident. Comprehensive coverage, meanwhile, can cover damages caused by theft, fire, or severe weather. And there are many more types of coverage to choose from. Because there are multiple types of insurance, it’s important to first learn your state’s minimum insurance requirements before determining additional coverages you might want. If you’ve got further questions, we're here to help you at 888-344-4357.
We want what’s best for our customers when it comes to auto insurance coverage, exceptional service, convenience, and affordability. See what real Dairyland customers are saying about their experience with us.
