State Requirements
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Oregon’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Oregon:

Is it mandatory to have car insurance in Oregon? 


What are the minimum limits for Oregon? 

$25,000 bodily injury per person 
$50,000 bodily injury per accident 
$20,000 property damage per accident



Dairyland® coverage in Oregon

At Dairyland, we’re proud to be able to help drivers in Oregon meet their insurance needs. Here are some of the parameters of our insurance coverage in Oregon:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Oregon?

$100,000 bodily injury per person 
$300,000 bodily injury per accident 
$100,000 property damage per accident



What liability coverages are required to be offered in Oregon? Can a customer reject them?

Bodily Injury, Property Damage, Uninsured Motorist, and Personal Injury Protection must be offered. None can be rejected.

What are all the coverages Dairyland offers in Oregon?

  • Bodily injury
  • Property damage
  • Collision
  • Comprehensive
  • Uninsured/Underinsured motorist bodily injury
  • Personal injury protection
  • Rental reimbursement
  • Lienholder deductible
  • Special equipment
  • Roadside assistance
  • Uninsured motorist property damage

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Oregon?  

30 years

How far back does Oregon allow insurance providers to look at violation history? 

3 years

What additional policy types are offered in Oregon?

Named Non-Owner

Is an insurance score used in my rating in Oregon? If so, is it mandatory?

Yes, an insurance score is used for rating in Oregon, but it’s not mandatory.

What policy terms does Dairyland offer in Oregon?  

6 and 12 months

What is Dairyland’s minimum down payment option in Oregon? 

1 month

Are SR22s used in Oregon? 

SR22s are available, express shipped to DMV each night.

What discounts are available from Dairyland in Oregon?

  • Advance quote
  • Defensive driver course
  • Homeowners
  • Multi-car
  • Paid in full
  • Prior insurance
  • Quarterly 
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