Texas’ minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Texas:

Is it mandatory to have car insurance in Texas?

Yes

What are the minimum limits for Texas?

$30,000 bodily injury per person
$60,000 bodily injury per accident
$25,000 property damage per accident

—or—

30/60/25

Dairyland® coverage in Texas

At Dairyland, we’re proud to be able to help drivers in Texas meet their insurance needs. Here are some of the parameters of our insurance coverage in Texas:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Texas?

$50,000 bodily injury per person
$100,000 bodily injury per accident
$50,000 property damage per accident

—or—

50/100/50

What liability coverages are required to be offered in Texas? Can a customer reject them?

Bodily Injury and Property Damage must be offered and can’t be rejected. Personal Injury Protection, Uninsured Motorist/Underinsured Motorist Bodily Injury, and Uninsured Motorist/Underinsured Motorist Property Damage must be offered, but they can be rejected.