You've been told you need an SR22. But you don't know exactly what it is. Is it insurance? How do I get one? We've got the answers to your questions right here. And, when you’re ready to get that SR22, contact us for a fast and free Dairyland Auto® insurance quote.
In many states, we can issue an SR22 certificate the same day you request one. And while our insurance might be cheap, we stand behind our coverages with friendly, top-notch customer service.
An SR22 is a certificate of insurance that proves you carry car insurance. Some people refer to it as SR22 insurance, or a certificate of financial responsibility (CFR) filing. The SR22 simply states that you’re meeting your state’s car insurance requirements for a specified amount of time.
You may need an SR22 if you have one of the following violations:
There are three types:
Required information varies by state, but generally you’ll need:
Background and contact information
Auto insurance information
Most states require you to have an SR22 along with your insurance policy for about three years. This may vary by state or by circumstances, so be sure to check on your state’s requirements.
If your SR22 expires, your insurance company may be required by law to contact the Department of Motor Vehicles (DMV). This could result in loss of license or, depending on your state of residence, other consequences.
In many states, we can process and issue same-day SR22 requests. Contact us to find out if your state is one that allows same-day processing.
We don’t charge you to file an SR22 on your behalf, but some states do charge a filing fee. The cost varies by state.
The answer is yes. You can get SR22 insurance if you don’t own a car with our non owner car insurance policy.
In Florida and Virginia, an FR 44 may be required instead of an SR22 in some cases, based on your driving record. Similar to an SR22, the FR 44 is a document of financial responsibility proving that you carry car insurance. However, an FR 44 requires your liability coverage limits to be significantly higher than the state minimum.
Your state has its own requirements, which are subject to change. If you’re not sure of these requirements, we recommend you contact your state’s Department of Insurance.