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Arizona’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Arizona:

Is it mandatory to have car insurance in Arizona? 


What are the minimum limits for Arizona?

$25,000 bodily injury per person
$50,000 bodily injury per accident
$15,000 property damage per accident



Dairyland® coverage in Arizona

At Dairyland, we’re proud to be able to help drivers in Arizona meet their insurance needs. Here are some of the parameters of our insurance coverage in Arizona:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Arizona?

$100,000 bodily injury per person
$300,000 bodily injury per accident
$100,000 property damage per accident



What liability coverages are required to be offered in Arizona? Can a customer reject them?

Bodily Injury and Property Damage must be offered and can’t be rejected. Uninsured Motorist Bodily Injury and Underinsured Motorist Bodily Injury must be offered, but they can be rejected.

What are all the coverages Dairyland offers in Arizona?

 In Arizona, we offer:
  • Bodily Injury
  • Property Damage
  • Uninsured Motorist Bodily Injury
  • Underinsured Motorist Bodily Injury
  • Medical Payment
  • Comprehensive
  • Safety Glass
  • Collision
  • Special Equipment
  • Roadside Assistance
  • Rental Reimbursement
  • Lienholder Deductible
  • Car Loan Protection
  • Mexico Limited

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Arizona? 

20 years

How far back does Arizona go to look at violation history?

3 years

What additional policy types are offered in Arizona? 

Named Non-Owner

Is an insurance score used in my rating in Arizona? If so, is it mandatory?  

Yes, an insurance score is used for rating in Arizona, but it’s not mandatory.

What policy terms does Dairyland offer in Arizona?  

6 and 12 months

What is Dairyland’s minimum down payment option in Arizona?

16.67% with five installments 

Are SR22s used in Arizona?  If so, is there a fee assessed by Dairyland? Is it filed electronically? 

SR-22s are used. Most are filed electronically for free, although paper is acceptable.

What discounts are available from Dairyland in Arizona?

  • Homeowners (home, townhouse, condo, or mobile home)
  • Prior insurance (transfer)
  • Advanced quote
  • Multi-car
  • Paid in full
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