Iowa’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Iowa:

Is it mandatory to have car insurance in Iowa?

Yes

What are the minimum limits for Iowa?

$20,000 bodily injury per person
$40,000 bodily injury per accident
$15,000 property damage per accident

—or—

20/40/15

Dairyland® coverage in Iowa

At Dairyland, we’re proud to be able to help drivers in Iowa meet their insurance needs. Here are some of the parameters of our insurance coverage in Iowa:
What is the maximum bodily injury liability and property damage limit Dairyland offers in Iowa?
$100,000 bodily injury per person
$300,000 bodily injury per accident
$100,000 property damage per accident

—or—

100/300/100

What liability coverages are required to be offered in Iowa? Can a customer reject them?

Bodily Injury and Property Damage. Uninsured/Underinsured Motorist limits equal to the Bodily Injury limits will be added to the policy, unless the insured chooses lower limits or rejects coverage.