State Requirements
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Nevada’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Nevada:

Is it mandatory to have car insurance in Nevada?


What are the minimum limits for Nevada?

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$20,000 property damage liability per accident



Dairyland® coverage in Nevada

At Dairyland, we’re proud to be able to help drivers in Nevada meet their insurance needs. Here are some of the parameters of our insurance coverage in Nevada:

What is the maximum bodily injury liability and property damage liability limit available in Nevada?

$100,000 bodily injury liability per person 
$300,000 bodily injury liability per accident 
$50,000 property damage liability per accident



What coverages are required to be offered in Nevada? Can a customer reject them?

Bodily Injury and Property Damage must be offered and can’t be rejected. Uninsured Motorist Bodily Injury/Underinsured Motorist Bodily Injury and Medical Payments must be offered, but they can be rejected.

What are all the coverages available in Nevada?

  • Bodily Injury
  • Property Damage
  • Uninsured Motorist Bodily Injury/Underinsured Motorist Bodily Injury
  • Medical Payments
  • Accidental Death
  • Comprehensive
  • Collison
  • Special Equipment
  • Car loan protection
  • Rental Reimbursement
  • Lienholder Deductible 
  • Roadside Assistance

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Nevada? 

20 years

How far back does Nevada go to look at violation history?  

3 years

What additional policy types are offered in Nevada?

Named Non-Owner

Is an insurance score used in my rating in Nevada? If so, is it mandatory? 

Yes—insurance scores are mandatory in Nevada. 

What policy terms does Dairyland offer in Nevada?

6 months and 12 months

What is the minimum down payment option in Nevada?

1 month, or 10% on 12-month term

Are SR22s used in Nevada?  If so, is there a fee assessed by Dairyland?

SR22s are used in Nevada, filed at no charge.

What discounts are available from Dairyland in Nevada?

  • Homeowner (home/townhouse/condo only, not mobile home or renter)
  • Prior insurance (transfer)
  • Advanced quote
  • Multi-car
  • Paid in full
  • Quarterly
  • Airbag
  • Defensive driver course
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