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Cheap auto insurance in Nevada

Illustration of Red Rock Canyon National Conservation Area in NevadaIllustration of Red Rock Canyon National Conservation Area in Nevada


While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Nevada:

Is it mandatory to have car insurance in Nevada?

Yes

What are the minimum limits for Nevada?

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$20,000 property damage liability per accident

—or—

25/50/20

Car insurance coverage in Nevada

We’re proud to be able to help drivers in Nevada meet their insurance needs. Here are some of the parameters of our insurance coverage in Nevada:

What is the maximum bodily injury liability and property damage limit available in Nevada?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$50,000 property damage liability per accident

—or—

100/300/50

What coverages are required to be offered in Nevada?

Bodily injury liability and property damage liability must be offered and can’t be rejected. Medical payments and uninsured/underinsured motorist bodily injury must be offered but can be rejected.

What coverages are available in Nevada?

  • Bodily injury liability

  • Property damage liability

  • Uninsured/underinsured motorist bodily injury

  • Medical payments

  • Accidental death

  • Comprehensive

  • Collision

  • Lienholder deductible

  • Special equipment

  • Rental reimbursement

  • Roadside assistance

  • Car loan protection

What’s the oldest a vehicle can be to get comprehensive and collision coverage in Nevada?

20 years

How far back does Nevada go to look at violation history?

3 years

What additional policy types are offered in Nevada?

Is an insurance score used in my rating in Nevada? If so, is it mandatory?

Yes—insurance scores are mandatory in Nevada.

What policy terms are available in Nevada?

6 and 12 months

What is the minimum down payment option in Nevada?

1 month, or 10% on 12-month term

Are SR22s and/or FR44s used in Nevada? If so, is there a fee?

SR22s are used in Nevada, and are filed at no charge.

What discounts are available in Nevada?

  • Multi-car

  • Prior insurance (transfer)

  • Homeowners

  • Paid in full

  • Quarterly

  • Advanced quote

  • Airbag

  • Defensive driver course

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