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Nevada’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Nevada:

Is it mandatory to have car insurance in Nevada?

Yes

What are the minimum limits for Nevada?

$15,000 bodily injury per person 
$30,000 bodily injury per accident 
$10,000 property damage per accident

—or—

15/30/10

Dairyland® coverage in Nevada

At Dairyland, we’re proud to be able to help drivers in Nevada meet their insurance needs. Here are some of the parameters of our insurance coverage in Nevada:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Nevada?

$100,000 bodily injury per person 
$300,000 bodily injury per accident 
$50,000 property damage per accident

—or—

100/300/50

What liability coverages are required to be offered in Nevada? Can a customer reject them?

Bodily Injury and Property Damage must be offered and can’t be rejected. Uninsured Motorist Bodily Injury/Underinsured Motorist Bodily Injury and Medical Payments must be offered, but they can be rejected.

What are all the coverages Dairyland offers in Nevada?

  • Bodily Injury
  • Property Damage
  • Uninsured Motorist Bodily Injury/Underinsured Motorist Bodily Injury
  • Medical Payments
  • Accidental Death
  • Comprehensive
  • Collison
  • Special Equipment
  • Towing and Labor
  • Rental Reimbursement
  • Lienholder Deductible 
  • Roadside Assistance

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Nevada? 

20 years

How far back does Nevada go to look at violation history?  

3 years

What additional policy types are offered in Nevada?

Named Non-Owner

Is an insurance score used in my rating in Nevada? If so, is it mandatory? 

Yes, an insurance score is used for rating in Nevada, but it’s not mandatory.

What policy terms does Dairyland offer in Nevada?

1, 2, 3, and 6 months

What is Dairyland’s minimum down payment option in Nevada?

16.67% or 1 month term 

Are SR22s used in Nevada?  If so, is there a fee assessed by Dairyland?

SR22s are used in Nevada, filed at no charge.

What discounts are available from Dairyland in Nevada?

  • Homeowner (home/townhouse/condo only, not mobile home or renter)
  • Prior insurance (transfer)
  • Advanced quote
  • Multi-car
  • Paid in full
  • Quarterly
  • Airbag
  • Defensive driver course