To get the most out of Alabama’s scenery, history, and motorcycle-friendly culture, make sure you understand the state’s rules of the road and have a motorcycle insurance policy that keeps you covered.
You’re required to carry motorcycle insurance in Alabama, and you’ll need to show proof of insurance when registering your motorcycle. These requirements include bodily injury liability and property damage liability.
Here are the minimum insurance coverages to legally ride in Alabama:
Keep in mind that if you’re involved in an accident in which the resulting damages exceed these required minimums, you could end up paying the remainder out of pocket. Selecting higher motorcycle insurance limits can help protect you and your assets.
Yes. In addition to the minimum liability insurance coverages listed above, we offer several optional coverages at affordable rates, including:
If you need repairs after your motorcycle is damaged by something other than a collision, comprehensive motorcycle insurance can help you with the costs. This coverage can apply to events like theft, vandalism, and even hail damage.
Approximately 12 percent of drivers nationwide are uninsured. And in Alabama, the uninsured rate is even higher, at 19.5 percent. That means nearly one out of every five motorists you encounter as you ride through Alabama is uninsured. What would happen if you were involved in an accident with one of those uninsured drivers?
In cases like these, UM insurance can help cover bodily injury costs and other expenses that would normally be covered by an insured at-fault driver’s policy.
At Dairyland, we offer a range of money-saving motorcycle insurance discounts. Here are some of the discounts available to Alabama riders:
Ride to the beach! Alabama has some of the most underrated coastal destinations in the country, including Gulf State Park. Enjoy white sand beaches, camping, hiking, fishing, and more. Trust us—there’s nothing quite like catching sight of the ocean after a day on your motorcycle.
Mobile Bay is a Gulf of Mexico inlet known for its beaches, birdwatching, and other recreational opportunities. Be sure to visit USS Alabama Battleship Memorial Park while you’re there, and don’t miss the famous sunsets over the water.
The Birmingham Civil Rights District is a six-block area featuring various historical landmarks commemorating key moments in the Civil Rights movement. Visit for a sobering but enriching look at the area’s complicated history.
Ready to hop on your bike and enjoy all that Alabama has to offer? Ride with the peace of mind that comes with a custom motorcycle insurance policy. Give us a call at 866-324-7952 to get started.