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Cheap motorcycle insurance and discounts

Truth be told, Dairyland Cycle® isn’t “cheap” insurance. It’s insurance for riders who want just the right coverage backed by exceptional service and support. After all, you get what you pay for. But we do offer money-saving discounts off our competitive rates.

Whether you own multiple bikes, are a member of a rider group, or have taken a rider safety course, Dairyland Cycle helps you save with discounts aimed at lowering your costs. There’s even a Loyalty discount! When you buy the coverages you need, get the discounts you’ve earned.

A Few Available Discounts


Do you own more than one motorcycle? If so, first let us congratulate you. It’s nice to have a choice of what bike to ride. And let us congratulate you again, because insuring more than one bike with us will get you a great Multi-Cycle discount.

Home Ownership

Let’s face it. While we’d all like to ride as much as possible, sometimes we need to head home—wherever that might be. House, condo, townhouse, mobile home, or modular home. If you own it, and it's insured, you may qualify for a Home Ownership discount.

H.O.G. Member

The Harley Owners Group (H.O.G.) consists of Harley owners around the world, bound by the passion to ride. It says so right on the H.O.G. website. If you are a H.O.G. member, then make sure you get your special discount. 


Are you looking to add a bike or replace yours with a newer model? Have you been a loyal Dairyland Cycle customer for more than a year? If you answered yes to both questions, then we’ve got a discount for you—our Loyalty discount. Ask your independent agent or a Dairyland Cycle customer service agent for more information.

Rider Group

There are many riding clubs, some for specific brands of motorcycles, others for styles of riding, while others are based in specific states or regions. Look for the rider group menu during your quote process. If your group is on the list of recognized groups, then save away!

Rider Course

We love riders who take safety seriously. If you’ve voluntarily taken and passed a safety course in the past five years, you may qualify for our Rider Course discount. The Motorcycle Safety Foundation (MSF) offers courses throughout the United States. You can use the MSF website to find a location near you.