Motorcycle insurance quotes

When you’re comparing motorcycle insurance, price matters—but so does knowing who’s behind your policy. Dairyland^® brings decades of experience, rider-focused service, and real support when you need help.

Since 1966, riders have chosen Dairyland insurance to help protect their motorcycles. We’re known for motorcycle coverage options, discounts that may help lower costs, and service from people who understand riders.

Getting started is simple—and so is finding coverage that fits:

• Discounts that may help lower your costs

• Flexible coverage options built around how you ride

• Licensed agents who help make the process easy

With Dairyland, you can compare options, review available discounts, and start a quote when you’re ready.

Motorcycle insurance can start as low as $15 per month.** The cost of coverage depends on several factors, including:

• Where you live

• Your riding history

• The coverages and limits you choose

• Your deductible

A Dairyland representative can walk you through the details and help you review your options.

If you’re looking for ways to lower motorcycle insurance costs, discounts may help. Savings and eligibility can vary by state, rider profile, and policy details. Examples may include:

• Multi-cycle discount

• Harley Owners Group (H.O.G.) member discount

• Home ownership discount

You may also be able to lower costs by:

• Completing a rider training course

• Choosing a higher deductible

• Reviewing your coverages regularly

• Paying in full, if available

See available motorcycle insurance discounts for options that may apply to your situation.

Motorcycles can often cost less to insure than cars, but there’s no one-size-fits-all rate. What you pay can depend on where you live, your riding history, the motorcycle you own, how you use it, and the coverages and limits you choose.

A lower premium doesn’t always mean a better fit, though. Choosing broader protection, lower deductibles, or optional coverages can raise your premium, but those choices may also offer more protection for your bike and budget if something happens.

Less expensive, lower horsepower motorcycles—like standard bikes—typically allow for the cheapest insurance premiums. The bike itself is less expensive, and the low horsepower reduces the likelihood of getting in an accident, so it can be considered less of a risk to insurers.

Other types of motorcycles, like sport bikes, tend to be more expensive and higher horsepower, which can lead many insurers to require higher insurance premiums to make up for the higher risk factors.

There’s more to riding than insurance alone. Visit the Resource Center for articles on motorcycle safety, maintenance, buying tips, and rider lifestyle topics.