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What are the motorcycle insurance requirements in Arizona?

Motorcycle insurance is required in Arizona, and you must show proof of insurance prior to registering your motorcycle.

You’ll need to follow the minimum motorcycle insurance liability requirements to legally ride in Arizona:

  • $25,000 bodily injury liability coverage per person
  • $50,000 bodily injury liability coverage per accident
  • $15,000 property damage liability coverage per accident

Because an accident can yield losses greater than the minimum insurance coverage provides, you may be responsible for paying the difference. Choosing to carry higher motorcycle insurance limits can help protect you and your bike.

Are optional motorcycle insurance coverages available in Arizona?

In addition to the coverages you must have, you can get other insurance coverage options in Arizona. At Dairyland®, we offer:

  • Uninsured motorist bodily injury (UMBI)
  • Underinsured motorist bodily injury (UIMBI)
  • Medical payments
  • Collision and comprehensive
  • Optional/special equipment
  • Transport trailer physical damage
  • Diminishing deductible
  • Physical Damage Plus
  • Replacement cost
  • Trip interruption
  • Roadside assistance
  • Rental reimbursement

What types of motorcycle insurance discounts are available in Arizona?

At Dairyland, we offer a wide selection of money-saving motorcycle insurance discounts to our riders. Our discounts are designed to make quality motorcycle insurance even more affordable, while recognizing each rider is different.

You can earn the following discounts on your motorcycle insurance from Dairyland in Arizona:

  • Harley Owners Group (H.O.G.®) member
  • Multi-vehicle 
  • Rider safety course
  • Rider group 
  • Garaging 
  • Paid-in-full 
  • Transfer
  • Advance quote
  • Loyalty
  • Homeowner

These are just some of the motorcycle insurance discounts we offer. Contact us for a free Arizona motorcycle insurance quote to discover what savings opportunities you can achieve based on your driving record and other factors.

Sites to see in Arizona

Sedona

Sedona is famous for the red sandstone formations just outside the city, which blaze bright orange and red in the light of the rising or setting sun.

A ride on Arizona State Route 179, known as the Red Rock Scenic Byway, provides plenty of views of incredible red rock and sandstone formations. You’ll find ample outdoor activity options. There are also many attractions, particularly in the realm of spiritual practices, including Sedona’s famed vortexes, which some say contain an abundance of healing energy.

The Grand Canyon

No list of sites to see in Arizona would be complete without the Grand Canyon. It’s an amazing natural wonder within riding distance for most residents.

The Colorado River carved the canyon, bringing to light nearly two billion years of Earth’s geological history. Whether you’re hiking to the bottom, riding down on a donkey, gazing from on high, or having your picture taken, the Grand Canyon doesn’t disappoint. The way the sunlight dances upon a cornucopia of different colored rocks is truly a performance to behold.

The Thing

Between El Paso, Texas, and Tucson, Arizona, you’ll see billboards advertising “The Thing: Mystery of the Desert.”

It’s a tactic employed by tourist traps nationwide. But unlike most tourist traps, The Thing doesn’t disappoint. The sheer magnitude of the collection’s strangeness makes this a must-see. After walking through a gift shop and paying your admission, you’re treated to things like dinosaurs and ancient drawings.

Then, at last, you come to The Thing, which is—spoiler alert—a fake mummified duo assumed to be a mother and her child. Some of the wrapping is in tatters, revealing bone. The experience, as a whole, leaves one bewildered enough to make it worthwhile.

Get an Arizona motorcycle insurance quote

When you get on the road in The Grand Canyon State, you’ll see the natural wonders that inspire people to sing the praises of America from sea to shining sea. And there’s no better way to see the Old West than on a motorcycle like a modern-day cowboy.

Just make sure you have the right insurance, so you don’t end up crossing the law. Click the button below to start a quote online or call 844-232-8502 to speak with one of our friendly and knowledgeable representatives.

Get insured and ride on.

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