Illinois may be home to America’s third-largest city, but the state’s nickname—the Prairie State—still applies, thanks to its vast farmlands, forests, hills, and wetlands. That means over the course of one ride, you can pass through open landscapes and rural small towns and still find yourself in the metropolis of Chicago by your trip’s end.
But to safely enjoy everything this state has to offer, you need motorcycle insurance. We’ll help ensure you’re prepared for your Illinois road trip.
According to the State of Illinois Operator’s Manual, you need to follow the same laws as other motorists. Additionally, there are several motorcycle-specific rules you need to be aware of.
You’re required to:
You can customize your motorcycle, but keep the following in mind to ensure your bike remains street legal:
Under Illinois law, you and your passengers aren’t required to wear helmets. However, you both need to protect your eyes with glasses, goggles, or transparent shields:
Here are the minimum insurance coverage limits for riders:
In addition to the coverage you already have, you can get various other forms of insurance in Illinois. At Dairyland®, we have plenty of options to help protect you and your bike:
At Dairyland, we offer the following discounts:
Be sure to ask about available discounts when you get your Dairyland quote.
Farmland, hills, and incredible views of the Mississippi River—this route has plenty to offer! You'll also ride along scenic Blackjack Road, famed for its many curves. Stop in the town of Galena to grab a bite to eat, refill your gas tank, or just take a breather.
If you enjoy a good view, this ride is for you. On one side of the road, you have the Mississippi River. On the other, you have farms, caves, bluffs, and wetlands. Ready for some twists and turns? Take advantage of this route’s many side roads. And if you go at the right time of year, you’ll spot plenty of exciting birds, including the occasional bald eagle.
Within this national forest, you'll see waterfalls, bluffs, lakes, caves, and cypress swamps. The area, known as the Illinois Ozarks, also provides plenty of curves and hilly roads. Along the way, you'll also encounter several stunning landmarks, including the Garden of the Gods—a collection of rocks protruding out of the green grasses—and Cave-in-Rock, a riverside cave used by Native Americans for thousands of years.
With its scenic routes and picture-perfect landscapes, Illinois has what it takes to make for a great motorcycle ride. To make the most of your trip, be sure you're covered with an affordable motorcycle insurance policy. We’re here to help.