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Learn more about our snowmobile insurance coverages and discounts

Snow. Powder. The white stuff. Some avoid it. You see snow as the key ingredient to adventure.

When it comes to snowmobile insurance, you want to make sure you and your sled are covered. But you might also want to make sure you’re protected in case of theft or if your optional equipment is damaged. Be sure to check out the snowmobile insurance coverages available to you through Dairyland.

Getting cheap snowmobile insurance with Dairyland doesn’t have to be hard. We want to help you save money, too. Don’t miss our coverage discounts available to get you the lowest premiums possible.

At Dairyland®, we can help you so the only thing on your mind when riding is how many more miles you want to go in the snow. Get your fast, free quote for cheap snowmobile insurance now.

Coverages and discounts

Snowmobile coverage options

Dairyland offers the snowmobile coverage options you don’t want to ride without—including liability, collision, theft, and property damage—and the coverages you want, such as physical damage plus and transport trailer protection.

Snowmobile insurance discounts

The only thing better than riding in the snow is saving money while you do it. Our wide-ranging snowmobile insurance discounts may include things you’re already doing, like garaging your snowmobile, owning a home, paying promptly, or getting an advanced quote.

Common questions about snowmobile insurance

  • Is snowmobile insurance required for riders?

    In some states, yes. You may also have to have insurance depending on how you financed your snowmobile. When you get a quote with us, we’ll help you get the required snowmobile coverage for where you live.

  • How much does snowmobile insurance cost?

    You can get Dairyland snowmobile insurance for as low as $7 a month. There are a lot of factors that go into the cost of snowmobile insurance, including make and model of your snowmobile, where you live, the coverage options you choose, and the discounts you qualify for.

  • Why should riders have snowmobile insurance?

    Accidents happen—either at your fault or due to someone else. Even the best riders can find themselves filling a claim at some point. Getting involved in an injury accident can be especially costly. Spending some money up front can save you a lot of headaches and bills later.

  • Does snowmobile insurance cover passengers?

    Liability insurance may cover some of the costs if your passenger is injured—or worse. The amount depends on your coverage limits.

  • Are snowmobile accessories and optional equipment covered?

    They can be if you select this optional coverage. However, make sure you know what’s covered and what isn’t, so you’re not surprised when filing a claim for your snowmobile accessories and equipment. Your snowmobile insurance agent or provider can help you with this coverage.

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