Snowmobile insurance

Protect your sled with cheap snowmobile insurance

Illustration of snowmobile in winter backgroundIllustration of snowmobile in winter background

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Snowmobile insurance coverage options

We offer the snowmobile insurance coverage options you won't want to ride without, including liability, collision, theft, and property damage. But also the coverages you want, such as Physical Damage Plus and transport trailer protection.

Snowmobile insurance discounts

The only thing better than riding in the snow is saving money while you do it. Our wide range of snowmobile insurance discounts may include things you’re already doing, like garaging your snowmobile, owning a home, paying promptly, or getting an advanced quote.

Common questions about snowmobile insurance
Is snowmobile insurance required for riders?

In some states, yes. You may also have to have insurance depending on how you financed your snowmobile. When you get a quote with us, we’ll help you get the required snowmobile coverage for where you live.

How much does snowmobile insurance cost?

You can get Dairyland® snowmobile insurance for as low as $7 a month. There are a lot of factors that go into the cost of snowmobile insurance, including make and model of your snowmobile, where you live, the coverage options you choose, and the discounts you qualify for.

Why should riders have snowmobile insurance?

Accidents happen—either at your fault or due to someone else. Even the best riders can find themselves filling a claim at some point. Getting involved in an injury accident can be especially costly. Spending some money up front can save you a lot of headaches and bills later.

Does snowmobile insurance cover passengers?

Liability insurance may cover some of the costs if your passenger is injured—or worse.

Are snowmobile accessories and optional equipment covered?

They can be if you select this optional coverage. However, make sure you know what’s covered and what isn’t, so you’re not surprised when filing a claim for your snowmobile accessories and equipment. Your snowmobile insurance agent or provider can help you with this coverage.