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Get a free Dairyland® quote: Start saving on your Indiana motorcycle insurance.

What are the motorcycle insurance requirements in Indiana?

Required limits for motorcycle insurance vary from state to state. In Indiana, the minimum motorcycle insurance coverage limits are:

  • $25,000 for bodily injury liability and guest passenger liability per person
  • $50,000 for bodily injury liability and guest passenger liability for two or more persons 
  • $25,000 for property damage liability
  • $25,000 per person and $50,000 per occurrence for uninsured motorist bodily injury liability (if insured doesn’t reject this coverage)
  • $50,000 per person and per accident for underinsured bodily injury liability (if insured doesn’t reject this coverage)

Are optional motorcycle insurance coverages available in Indiana?

Yes. Along with the required coverages listed above, we offer optional coverages at affordable rates. Here are three additional coverages you can add to your policy for extra protection.

Comprehensive coverage

Comprehensive motorcycle insurance coverage helps pay for motorcycle repairs if your bike is damaged by something other than a collision—for example, theft, vandalism, or hail.

Collision coverage

Collision motorcycle insurance coverage helps pay for repairs to your motorcycle if it’s damaged in an accident with another vehicle or hits an object other than a vehicle.

Medical payments

We all know how expensive medical bills can be. This optional coverage can help cover both your and your passenger’s medical costs following an accident.

Indiana motorcycle insurance discounts

At Dairyland, we believe insurance should be as customizable as your motorcycle. That’s why we offer numerous insurance discounts to our riders. The following discounts are available in Indiana—talk with your agent to see if you qualify for one or more of these discounts.

  • Advance quote
  • Anti-theft
  • Claim-free renewal
  • Experienced rider
  • Garaging
  • Harley Owners Group (H.O.G.) member
  • Homeowner
  • Loyalty
  • Motorcycle endorsement
  • Multi-line
  • Multi-vehicle
  • Operator safety course
  • Ownership
  • Paid-in-full
  • Prompt payer
  • Rider group
  • Transfer

Sites to see in Indiana

Once you’ve got your Indiana motorcycle insurance sorted out, start planning to visit these must-see attractions:

Cataract Falls

Located within Cataract Falls State Recreation Area, Cataract Falls consists of two sets of waterfalls approximately one mile apart. Take a walk out on the covered bridge over Mill Creek for spectacular views of the falls.

East Pierhead Lighthouse

A symbol of Michigan City, East Pierhead Lighthouse is a beautiful spot for photography, especially at sunset. To get the best view—and a place to park—pay the inexpensive admission to Washington Park, where you can also learn the interesting history of the lighthouse.

Ohio River Scenic Byway

Indiana Route 62—also known as the Ohio River Scenic Byway—crosses the southern part of the state, offering gentle curves and beautiful elevation changes. Enjoy easy access to Harrison-Crawford State Forest and other attractions along the Indiana/Kentucky border.

Lake Michigan

Lake Michigan is the only one of the five Great Lakes located entirely within the U.S. borders, and is the fifth largest lake in the world. If you want to get some exercise, hop on the other kind of bike and check out Bike Route 35, which offers unparalleled Lake Michigan views.

Get a Dairyland quote for Indiana motorcycle insurance

Securing motorcycle insurance coverage is the key to unlocking your upcoming rides through Indiana. Give us a call at 866-324-7952 to get started.

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