Call us
Back to state requirements

What are the motorcycle insurance requirements in Virginia?

When buying motorcycle insurance coverage in Virginia, the  minimum insurance coverage for liability are as follows:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people
  • $20,000 for property damage
  • $25,000/$50,000/$20,000 for Uninsured motorist bodily injury/Uninsured motorist property damage

Does Virginia have any optional motorcycle insurance coverage?

You can get various other forms of insurance in Virginia. At Dairyland®, we have plenty of policy and liability coverage options to help protect you and your bike:

  • Medical expense benefits
  • Income loss benefits
  • Collision and other than collision
  • Helmet and safety apparel coverage
  • Physical damage plus endorsement
  • Replacement cost
  • Trip interruption
  • Transportation expenses
  • Towing and labor
  • Diminishing deductibles
  • Agreed value

Virginia motorcycle insurance discounts

The cost of a Dairyland motorcycle insurance policy can be as low as $6 per month. To enjoy affordable rates, we offer these money-saving insurance discounts:

  • Advance quote
  • Age 55 and older—defensive driving course discount  
  • Bike replacement (loyalty)
  • Claim-free renewal
  • Garaging
  • H.O.G.® member
  • Homeowner
  • Motorcycle endorsement
  • Multi-line
  • Multi-vehicle
  • Operator safety course
  • Paid-in-full
  • Prompt payer
  • Rider group
  • Transfer

Sites to see in Virginia

1. Skyline Drive: Shenandoah National Park has the Shenandoah River and Valley to the west, and the rolling hills of Virginia Piermont to the east. The park is a destination itself. Still, for motorcycle riders, its biggest attraction is Skyline Drive—a 105-mile road that transverses the park and hugs the beautifully sublime Blue Ridge Mountains. Skyline Drive has the distinction of being the first road east of the Mississippi River designated as a National Historic Landmark. You can park your bike, and camp or hike the park's 500 miles of trails.

2. Chesapeake Bay Bridge-Tunnel (CBBT): Selected as one of the seven engineering wonders of the modern world, the Chesapeake Bay Bridge-Tunnel is a 17.6-mile mix of roads and tunnels. It crosses the Chesapeake Bay, two rivers, and a harbor. The CBBT takes 30 minutes to travel, with nothing but water on both sides of you, waves crashing just feet below, and land so distant it barely kisses the horizon. Plan ahead when you make this ride—congestion and weather can spoil the fun, especially considering the $18 fee during peak season.

3. Virginia Beach: Virginia Beach is the most populated city in Virginia. That’s no surprise given its miles of beaches. Visitors flock here, too, taking advantage of the hundreds of hotels, motels, and restaurants. This leads to a lot of traffic. So, while the boardwalk is an obvious place for a pitstop, consider swinging by the Association for Research and Enlightenment for an off-the-beaten-path destination. The center was founded by Edgar Cayce, who gave 14,306 psychic readings while in a self-induced sleep. The center extolls Cayce's beliefs in food as therapy, among other things. You don't have to be a believer to appreciate the tour.


Get a Virginia motorcycle insurance quote

Virginia has beauty, history, plenty of great food, beaches, and much more. Getting on the road in this state is easy—it's figuring out which spot to visit first that’s the challenge.

No wonder Virginia is for (motorcycle) lovers!

Get insured and ride on.

Get a quick quote
Save on your insurance