While every state has some sort of mandatory guideline regarding
car and auto insurance coverage, the minimum limits vary by state.
The following is a breakdown of minimum liability requirements for Minnesota:
Is it mandatory to have car insurance in Minnesota?
Yes
What are the minimum limits for Minnesota?
$30,000 bodily injury per person
$60,000 bodily injury per accident
$10,000 property damage per accident
—or—
30/60/10
What coverages are required to be offered in Minnesota?
Bodily Injury liability, Property Damage liability, Uninsured/Underinsured Motorist Bodily Injury, and Personal Injury Protection must be offered.
What are all the coverages available in Minnesota?
- Uninsured/Underinsured Motorist Bodily Injury
- Personal Injury Protection
- Bodily Injury
- Property Damage
- Rental Reimbursement
- Special Equipment
- Comprehension
- Collision
- Lienholder Deductible
- Safety Glass
- Roadside Assistance
What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Minnesota?
20 years
How far back does Minnesota go to look at violation history?
3 years
What additional policy types are offered in Minnesota?
Named Non-Owner
Is an insurance score used in my rating in Minnesota? If so, is it mandatory?
An insurance score is used in Minnesota, but it’s not mandatory.
What policy terms does Dairyland offer in Minnesota?
6 months and 12 months
What is Dairyland’s minimum down payment option in Minnesota?
8.33% down with 11 installments for 12-month term
Are SR22s used in Minnesota? If so, is there a fee assessed by Dairyland?
SR22s are used in Minnesota, filed for free.
What discounts are available from Dairyland in Minnesota?
- Advanced quote
- Anti-theft device
- Defensive driver course
- Homeowners
- Multi-car
- Paid in full
- Prior insurance