Personal auto policy
Coverage designed to insure private passenger automobiles and certain types of trucks owned by an individual or individuals.
This pays for reasonable and necessary medical expenses for injuries to the driver and any passenger in your vehicle, regardless of who is at fault in the accident. In addition, there may be coverage available for lost wages, lost services, and funeral expenses. It’s not available in all states.
A written contract ratifying the legality of an insurance agreement.
The amount paid to procure coverage from an insurance company.
The person indicated on an auto insurance application as the person who will drive the insured vehicle most often.
Proof of insurance
Documentation that proves you have valid insurance with an insurance company.
Coverage protecting the insured against loss or damage to real or personal property from a variety of perils, including but not limited to: fire, lightning, business interruption, loss of rents, glass breakage, tornado, windstorm, hail, water damage, explosion, riot, civil commotion, rain, or damage from aircraft or vehicles.