We understand your thrill for raising some dust and catching some air. That’s why we offer dirt bike insurance to protect riders like you, while also providing discounts to help you save money.
Here are the affordable dirt bike insurance coverages* we can offer you:
Bodily injury liability
Guest passenger liability
Personal injury protection (PIP)
Physical Damage Plus
Property damage liability
Underinsured motorist bodily injury
Enhanced permissive use
Transport trailer coverage
Save money and inquire about our available discounts**, including:
Claim free renewal
Paid in full
Get experienced claims support 24 hours a day, seven days a week. Our friendly staff is ready to help you.
If you have more questions regarding dirt bike insurance, check out our frequently asked questions below, or contact us.
*Coverages and requirements vary by state. See your Dairyland policy for complete coverage details.
**Not all discounts are available in all states.
It depends. Some states require you at least carry liability coverage. When you quote with us, we’ll help you find dirt bike coverages that make sense for where you live.
We offer dirt bike insurance starting as low as $7/month. There are many factors that go into insurance costs for dirt bikes, including the state you reside in, rider history, type of dirt bike, and the coverage options you want. Your insurance agent or provider can walk you through the details.
Most coverages are similar between dirt bike insurance and motorcycle insurance. However, not all motorcycle insurance covers dirt bikes. Depending on your carrier, you can also opt for additional dirt bike coverage options that may not be available with motorcycle insurance.
First, make sure you have the coverages required in your state. After that, it’s your choice. Think about things like your financial situation, riding style, and frequency of use.
Absolutely. You find many of the same discounts for dirt bikes as for motorcycles. At Dairyland, we also offer discounts that include garaging your bike and claim-free renewals.
Prefer a few more wheels when you ride off-road? Whether you own ATV, UTV, four-wheeler, or side-by-side, we offer off-road insurance coverage for that vehicle, too.
Go with a trusted motorcycle insurance provider since 1966.