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What are the motorcycle insurance requirements in Tennessee?

If you’re a Tennessee resident, you must have the following minimum insurance coverage for your motorcycle:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per incident
  • $15,000 property damage per incident

Are optional motorcycle insurance coverages available in Tennessee?

In addition to the coverages you’re legally required to carry, you can get other insurance coverage options in Tennessee. At Dairyland®, we have plenty of options to help protect you and your bike, including:

  • Uninsured/underinsured motorist bodily injury
  • Uninsured/underinsured motorist property damage
  • Medical payments
  • Comprehensive
  • Collision
  • Trip interruption
  • Roadside assistance
  • Optional/special equipment

Tennessee motorcycle insurance discounts

We offer a wide selection of money-saving motorcycle insurance discounts. Our discounts are designed to make quality motorcycle insurance even more affordable.

You can earn the following discounts on your motorcycle insurance from us in Tennessee:

  • Advance quote
  • Claim-free renewal
  • Garaging
  • Homeowner
  • Multi-vehicle
  • Paid-in-full
  • Rider safety course

Contact us to learn more about the money-saving motorcycle insurance discounts we offer so you receive the best value possible.

Sites to see in Tennessee

Murder Mountain Run

Don’t let the name fool you—the only thing this 144-mile ride gets rid of is the blues. It’s hard to feel down when you’re riding over a mountain and through small towns and beautiful countryside vistas. 

Rolling through North Carolina and Tennessee, this ride takes you through some famous territory, such as the Blue Ridge Parkway, Pisgah National Forest, and Roan Mountain State Park, where you’ll ascend to an elevation of 5,512 feet. 

The Murder Mountain Run is a 3 ½-hour ride sure to create timeless memories—a bit challenging at times but comfortable for all skill levels.

Roan Mountain—a faster path

If you’d prefer to dedicate your time solely to riding up Roan Mountain, there’s a 90-minute ride that brings you around and over the mountain. There are plenty of places to pull over and take in the beauty of your surroundings.

Best of The Snake

This ride has numerous curves but only takes about 90 minutes to complete as you wind through farmland, forests, and mountain terrain. This ride is ideal for anyone who wants to get off their motorcycle for a hike or to simply take a break.

Get a Tennessee motorcycle insurance quote

Whether you’re riding The Snake, taking your bike to the campground, or driving down to Nashville for a show, getting on the road in Tennessee requires insurance.

Luckily, Dairyland has you covered. Click the button below to start a quote online or call 844-232-8502 to speak with one of our knowledgeable representatives. We’re ready to help you.

Get insured and ride on.

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