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What are the motorcycle insurance requirements in Wisconsin?

The following coverages of motorcycle liability insurance are mandatory in Wisconsin:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $10,000 property damage per accident
  • $25,000 uninsured motorist bodily injury per person
  • $50,000 uninsured motorist bodily injury per accident

Does Wisconsin have any optional motorcycle insurance coverage?

In addition to the motorcycle coverages you already have, you can get other forms of insurance in Wisconsin. At Dairyland®, we have plenty of options to help protect you and your bike:

Medical payments (limits must be the same on all vehicles)

  • $1,000
  • $2,000 
  • $5,000

Comprehensive and collision coverage

  • Up to $60,000 actual cash value

Comprehensive and collision deductibles

  • $100 
  • $250 
  • $500
  • $1,000 
    – Deductibles may vary between comprehensive and collision.

Wisconsin motorcycle insurance discounts

The annual cost of a motorcycle insurance policy averages about $616. At Dairyland, we offer a wide selection of money-saving motorcycle insurance discounts to Wisconsin riders looking for customizable insurance coverage.

The discounts below help make quality motorbike insurance policies affordable while also providing you with the exceptional service and support you deserve:

Advance quote
Bike replacement
Claim-free renewal
HOG® member
Motorcycle endorsement
Operator safety course
Prompt payer
Rider group

Grab a free Wisconsin motorcycle insurance quote to discover what savings opportunities you can achieve based on your driving record and other factors.

Sites to see in Wisconsin

Kettle Moraine Zig Zag

Snaking through six counties, the majority of the Kettle Moraine scenic route brings you through the Kettle Moraine State Forest. The forest is full of gorgeous vistas and provides you with plenty of walking and hiking paths.

The terrain was carved by glaciers, creating ample turns and climbs to make for an exciting ride. 

Kickapoo River Valley Route

With winding roads, plenty of hills, and a dozen bridges over the Kickapoo River, this route offers much to keep you entertained. You’ll pass through Wildcat Mountain State Park, which offers breathtaking scenery that demands a pause. You'll also have the opportunity to hike, camp, do some bird and wildlife watching, or canoe.

Great Divide Highway

This 27-mile ride takes you through forests and across lakes, swamps, and bogs. This ride is particularly beautiful when sugar maples burn bright with red leaves, and red maples turn yellow. When both trees are juxtaposed with the dark greens of pine and fir trees, you'll want to pull over and admire the wonders before you.

Get a Wisconsin motorcycle insurance quote

Whether you're driving through a state park on an ATV, zipping along the Kettle Moraine Zig Zag on a sport bike, or stopping your cruiser to get a butter burger and some cheese curds (you really should), Wisconsin has plenty to offer you on the road.

Get insured and ride on.

Get a quick quote
Save on your insurance