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Pre-ride checklist for ATV and UTV riders

Man working on ATV
Man working on ATV
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ATV/UTV
Ethan Vaade headshot
Assistant Vice President—Personal Lines Pricing & Analytics
October 9, 2025|

0 min. read

Off-road conditions can get messy fast and without a solid pre-ride check, you could end up sidelined halfway through your ride. This guide walks through key steps to help you prep like a pro—from inspecting your vehicle and packing essential gear to handling post-ride maintenance.

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Pre-ride inspection: Quick prep that pays off

Taking a few minutes to prep before each ride can help you avoid problems when you're deep in the backcountry. Focus on the parts that take the most wear because skipping these simple checks can lead to bigger issues later. Make them part of your routine, and pass them along to other riders, too.

Why pre-ride checks matter

The ATV Safety Institute notes even a short walk-around before each ride can help lower your chances of getting stranded. Industry experts add that regular inspections can help extend the life of your ATV or UTV and prevent costly repairs.

But it’s not just about maintenance—it’s also about safety. A simple check can catch loose bolts, worn parts, or low fluids before they leave you stuck on the trail.

Inspection checklist

Your vehicle’s owner’s manual has the full list tailored for your machine. But to get started, here are five essentials worth checking every time you ride:

Sprocket for ATV

1. Drivetrain check

Mud and grit chew up chains. Inspect chain tension and re-lubricate after every ride—especially in muddy or sandy conditions.

Clean oil filter

2. Air system check

Power drops when your ATV can’t breathe. Clean or replace air filters regularly, especially after dusty, wet, or muddy rides.

Shock absorber for an ATV

3. Suspension and undercarriage

Rock hits can bend or crack key parts. Check A-arms, shocks, tie rods, and skid plates for wear or damage.

Headlamp

4. Electrical readiness

Water and mud sneak into wiring and connectors, potentially causing shorts or corrosion. Inspect lights, connectors, and battery leads after every deep water crossing or muddy run.

Toolbox with screwdriver

5. Tools and gear check

Breakdowns happen—even on a well-prepped ride. Pack the essentials: a tire plug kit, tow strap, compact inflator, zip ties, a spare spark plug, and a few basic tools.

Terrain-specific wear risks

Your pre-ride checklist covers the basics, but the real test comes from the terrain. Mud, rocks, sand, and snow each push your ATV or UTV in different ways, putting unique stress on critical components.

Understanding what each surface throws at your machine helps you prep smarter, avoid trail damage, and extend your ride time. Here’s what to watch for—and what to check after riding each type of terrain:

Puddle of mud

Mud

  • Risks: Clogged filters, wet electrical connectors

  • Tip: Clean your filters after every muddy ride and inspect all seals and wiring connections for moisture.

Rocky ground with pebbles

Rocks

  • Risks: Damaged suspension components, bent A-arms or tie rods

  • Tip: After rocky trails, inspect your A-arms, shocks, and steering parts for cracks, dents, or unusual wear.

Pile of sand

Sand

  • Risks: Rapid chain wear, engine overheating

  • Tip: Keep your chain well-lubricated and examine CVT cooling systems for proper airflow and debris buildup.

Blue winter snow

Snow

  • Risks: Battery drain, frozen brake systems

  • Tip: Keep your battery fully charged and let your ATV warm up before riding in freezing temperatures.

Full face helmet for off-road
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Pack like you ride solo: Your on-trail toolkit

Even the most well-prepared off-road vehicle can experience an unexpected issue. When you're miles from the nearest town, the gear you carry is just as important as the pre-ride checks you made.

Pack these essentials to manage common breakdowns on the trail:

  • Tire plug kit and compact inflator: Trail punctures happen often, especially in rocky or wooded terrain.

  • Multi-tool or ATV tool roll: Includes screwdrivers, wrenches, pliers, and other basics for on-the-spot fixes.

  • Tow strap or recovery rope: Lightweight and easy to store, but a game-changer when you or a buddy gets stuck.

  • Spare CVT belt (if applicable): If your machine uses a belt drive, keeping an extra can save the ride.

  • Zip ties and duct tape: Quick, temporary fixes for rattling plastics, hoses, and other trail damage.

  • Flashlight or headlamp: Troubleshooting a repair is even harder after dark or in the woods around dusk.

You don’t need a full garage packed into your vehicle, but a few simple tools can help keep a ride-ending issue from turning into a full-blown rescue.

After the ride: Post-trail maintenance

Your ride may be over, but a quick post-ride check can help keep your machine ready for the next one and simplify tomorrow’s pre-ride inspection.

After parking, check over your machine with these quick steps:

  • Use low-pressure water to wash down your vehicle to avoid seal damage

  • Clean radiator fins and the area behind the skid plates

  • Immediately dry and re-lube the chain

  • If the vehicle was submerged, check the oil for milkiness (a sign of water contamination)

  • Clean exposed electrical connectors

Insurance for the trail

You’ve checked your machine—now check your coverage. Most standard auto policies don’t include off-road use, which means your ATV or UTV might not be covered once you leave the pavement.

Dairyland®, a brand of the Sentry Insurance Group, offers off-road insurance options designed for vehicles like ATVs, UTVs, dirt bikes, and snowmobiles. Depending on where you ride and how your vehicle is used, coverage may be available to help protect your setup.

A Dairyland representative can explain what’s available and help you find coverage that fits. Because when you’re off-road, it’s good to know someone’s got your back.

Illustration of an ATV front view
Maintenance helps protect your machine. Now protect your ride.
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