State Requirements
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Connecticut’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Connecticut:

Is it mandatory to have car insurance in Connecticut?


What are the minimum limits for Connecticut? 

$25,000 bodily injury per person 
$50,000 bodily injury per accident 
$25,000 property damage per accident



Dairyland® coverage in Connecticut

At Dairyland, we’re proud to be able to help drivers in Connecticut meet their insurance needs. Here are some of the parameters of our insurance coverage in Connecticut:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Connecticut?

$100,000 bodily injury per person
$300,000 bodily injury per accident 
$100,000 property damage per accident



What liability coverages are required to be offered in Connecticut? Can a customer reject them?

Bodily Injury and Property Damage must be offered and can’t be rejected. Uninsured Motorist Bodily Injury and Underinsured Motorist Bodily Injury must be offered, but they can be rejected.

What are all the coverages Dairyland offers in Connecticut?

  • Uninsured Motorist Bodily Injury/Property Damage
  • Underinsured Motorist Bodily Injury/Property Damage
  • Comprehensive
  • Collision
  • Medical Payments
  • Lienholder Deductible
  • Special Equipment
  • Rental Reimbursement
  • Towing and Labor
  • Safety Glass
  • Bodily Injury
  • Property Damage

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Connecticut? 

20 years 

How far back does Connecticut go to look at violation history?  

3 years

What additional policy types are offered in Connecticut? 

Named Non-Owner

Is an insurance score used in my rating in Connecticut? If so, is it mandatory? 

Yes, an insurance score is used in Connecticut, but isn’t mandatory.

What policy terms does Dairyland offer in Connecticut? 

6 months

What is Dairyland’s minimum down payment option in Connecticut?


Are SR22s used in Connecticut?  If so, is there a fee assessed by Dairyland? Is it filed electronically? 

SR22s aren’t used in Connecticut.

What discounts are available from Dairyland in Connecticut?

  • Multi-car
  • Homeowner
  • Transfer (prior insurance)
  • Paid in full
  • Defensive driver
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