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Nebraska’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Nebraska:

Is it mandatory to have car insurance in Nebraska? 

Yes

What are the minimum limits for Nebraska? 

$25,000 bodily injury per person 
$50,000 bodily injury per accident 
$25,000 property damage per accident

—or—

25/50/25

Dairyland® coverage in Nebraska

At Dairyland, we’re proud to be able to help drivers in Nebraska meet their insurance needs. Here are some of the parameters of our insurance coverage in Nebraska:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Nebraska?

$100,000 bodily injury per person 
$300,000 bodily injury per accident 
$100,000 property damage per accident

—or—

100/300/100

What liability coverages are required to offered in Nebraska? Can a customer reject them?

Bodily Injury, Property Damage, Uninsured/Underinsured Motorist Bodily Injury, and Medical Payments. None can be rejected.

What are all the coverages Dairyland offers in Nebraska?

  • Bodily Injury
  • Property Damage
  • Uninsured/Underinsured Motorist Bodily Injury
  • Uninsured Motorist Property Damage
  • Medical Payments
  • Comprehensive
  • Collision
  • Lienholder Deductible
  • Rental
  • Towing (customer can’t have both Roadside and Towing)
  • Roadside (customer can’t have both Roadside and Towing)
  • Special Equipment  

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Nebraska? 

20 years 

How far back does Nebraska go to look at violation history? 

3 years

What additional policy types are offered in Nebraska?

Broad Form, Household Broad Form, and Named Non-Owner

Is an insurance score used in my rating in Nebraska? If so, is it mandatory? 

Yes, an insurance score is used for rating in Nebraska, but it’s not mandatory.

What policy terms does Dairyland offer in Nebraska?

6 months

What is Dairyland’s minimum down payment option in Nebraska?

20%, can vary by risk

Are SR22s used in Nebraska?  If so, is there a fee assessed by Dairyland? Is it filed electronically?

SR22s are available, filed electronically with a $10 fee.

What discounts are available from Dairyland in Nebraska?

  • Advance quote
  • Homeowner
  • Multi-car
  • Paid in full
  • Prior insurance