State Requirements
Call 888-344-4357
Back to state requirements

Nebraska’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Nebraska:

Is it mandatory to have car insurance in Nebraska? 


What are the minimum limits for Nebraska? 

$25,000 bodily injury per person 
$50,000 bodily injury per accident 
$25,000 property damage per accident



Dairyland® coverage in Nebraska

At Dairyland, we’re proud to be able to help drivers in Nebraska meet their insurance needs. Here are some of the parameters of our insurance coverage in Nebraska:

What is the maximum bodily injury liability and property damage liability limit avaialable in Nebraska?

$100,000 bodily injury liability per person 
$300,000 bodily injury liability per accident 
$100,000 property damage liability per accident



What coverages are required to offered in Nebraska? Can a customer reject them?

Bodily injury liability, property damage liability, uninsured motorist (UM) bodily injury, and underinsured motorist (UIM) bodily injury liability must be offered and can't be rejected. 

What are all the coverages Dairyland offers in Nebraska?

  • Bodily Injury liability
  • Property Damage liability
  • UM bodily injury
  • UIM bodily injury
  • Medical Payments
  • Comprehensive
  • Collision
  • Lienholder Deductible
  • Rental reimbursement
  • Roadside assistance
  • Special Equipment 
  • Car loan protection

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Nebraska? 

20 years 

How far back does Nebraska go to look at violation history? 

3 years

What additional policy types are offered in Nebraska?

Named Non-Owner

Is an insurance score used in my rating in Nebraska? If so, is it mandatory? 

Yes, an insurance score is used for rating in Nebraska, but it’s not mandatory.

What policy terms does Dairyland offer in Nebraska?

6 months and 12 months

What is Dairyland’s minimum down payment option in Nebraska?

10% for 12-month terms 

Are SR22s used in Nebraska?  If so, is there a fee assessed by Dairyland? Is it filed electronically?

SR22s are available, filed electronically for free.

What discounts are available from Dairyland in Nebraska?

  • Advance quote
  • Homeowner
  • Multi-car
  • Paid in full
  • Prior insurance
  • Quarterly

Fast and affordable car insurance.

Get a quick quote
Save on your insurance