Cheap auto insurance in Nebraska

Illustration of Scotts Bluff National Monument in NebraskaIllustration of Scotts Bluff National Monument in Nebraska

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Nebraska:

Is it mandatory to have car insurance in Nebraska?


What are the minimum limits for Nebraska?

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$25,000 property damage liability per accident



Car insurance coverage in Nebraska

We’re proud to be able to help drivers in Nebraska meet their insurance needs. Here are some of the parameters of our insurance coverage in Nebraska:

What is the maximum bodily injury liability and property damage liability limit available in Nebraska?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident



What coverages are required to be offered in Nebraska?

Bodily injury liability, property damage liability, uninsured motorist (UM) bodily injury, and underinsured motorist (UIM) bodily injury liability must be offered and can't be rejected.

What coverages are available in Nebraska?

  • Bodily injury liability

  • Property damage liability

  • Uninsured motorist bodily injury

  • Underinsured motorist bodily injury

  • Uninsured motorist property damage

  • Medical payments

  • Comprehensive

  • Collision

  • Lienholder deductible

  • Special equipment

  • Rental reimbursement

  • Roadside assistance

  • Car loan protection

What’s the oldest a vehicle can be to get comprehensive and collision coverage in Nebraska?

20 years

How far back does Nebraska go to look at violation history?

3 years

What additional policy types are offered in Nebraska?

Is an insurance score used in my rating in Nebraska? If so, is it mandatory?

Yes—insurance scores are used in Nebraska, but they aren’t mandatory.

What policy terms are available in Nebraska?

6 and 12 months

What is the minimum down payment option in Nebraska?

10% for 12-month terms

Are SR22s and/or FR44s used in Nebraska? If so, is there a fee?

SR22s are used in Nebraska, and are filed electronically for free.

What discounts are available in Nebraska?

  • Multi-car

  • Prior insurance

  • Homeowners

  • Paid in full

  • Quarterly

  • Advanced quote

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