State Requirements
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Vermont’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Vermont:

Is it mandatory to have car insurance in Vermont? 


What are the minimum limits for Vermont? 

$25,000 bodily injury per person 
$50,000 bodily injury per accident 
$10,000 property damage per accident



Dairyland® coverage in Vermont

At Dairyland, we’re proud to be able to help drivers in Vermont meet their insurance needs. Here are some of the parameters of our insurance coverage in Vermont:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Vermont?

$100,000 bodily injury per person 
$300,000 bodily injury per accident 
$100,000 property damage per accident



What liability coverages are required to be offered in Vermont? Can a customer reject them?

Bodily Injury, Property Damage, and Uninsured Motorist Bodily Injury must be offered. None can be rejected.

What are all the coverages Dairyland offers in Vermont?

  • Bodily Injury
  • Property Damage
  • Uninsured Motorist Bodily Injury
  • Uninsured Motorist Property Damage (not mandatory)
  • Medical Payments
  • Comprehensive
  • Collision
  • Rental Reimbursement
  • Special Equipment
  • Towing and Labor

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Vermont? 

20 years 

How far back does Vermont go to look at violation history? 

3 years

What additional policy types are offered in Vermont?

Named Non-Owner

Is an insurance score used in my rating in Vermont? If so, is it mandatory? 

Yes, it’s part of the rating in Vermont, but the insured can opt out.

What policy terms does Dairyland offer in Vermont?  

6 months

What is Dairyland’s minimum down payment option in Vermont? 

20% and four installments

Are SR22s used in Vermont?  If so, is there a fee assessed by Dairyland?  

SR22s are available and filed at no charge.

What discounts are available from Dairyland in Vermont?

  • Multi-car
  • Homeowners
  • Prior insurance (transfer)
  • Paid in full
  • Advanced quote  
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