Cheap auto insurance in Vermont

Illustration of the Brown Covered Bridge, a wooden covered bridge, in Vermont.Illustration of the Brown Covered Bridge, a wooden covered bridge, in Vermont.

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Vermont:

Is it mandatory to have car insurance in Vermont?


What are the minimum limits for Vermont?

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$10,000 property damage liability per accident



Car insurance coverage in Vermont

We’re proud to be able to help drivers in Vermont meet their insurance needs. Here are some of the parameters of our insurance coverage in Vermont:

What is the maximum bodily injury liability and property damage liability limit available in Vermont?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident



What coverages are required to be offered in Vermont?

Bodily injury liability, property damage liability, and uninsured motorist bodily injury must be offered and can’t be rejected.

What coverages are available in Vermont?

  • Bodily injury liability

  • Property damage liability

  • Uninsured motorist bodily injury

  • Uninsured motorist property damage

  • Medical payments

  • Comprehensive

  • Collision

  • Special equipment

  • Roadside assistance

  • Rental reimbursement

  • Lienholder deductible

What’s the oldest a vehicle can be to get comprehensive and collision coverage in Vermont?

20 years

How far back does Vermont go to look at violation history?

3 years

What additional policy types are offered in Vermont?

Is an insurance score used in my rating in Vermont? If so, is it mandatory?

Yes—it’s part of the rating in Vermont, but as the insured, you can opt out.

What policy terms are available in Vermont?

6 months

What is the minimum down payment option in Vermont?

20% down and five installments.

Are SR22s used in Vermont? If so, is there a fee?

SR22s are used in Vermont, filed with no fee.

What discounts are available in Vermont?

  • Multi-car

  • Prior insurance (transfer)

  • Homeowners

  • Paid in full

  • Advanced quote

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