While every state has some sort of mandatory guideline regarding car and auto insurance coverage,
the minimum limits vary by state.
The following is a breakdown of minimum liability requirements for Virginia:
Is it mandatory to have car insurance in Virginia?
What are the minimum limits for Virginia?
$25,000 bodily injury per person
$50,000 bodily injury per accident
$20,000 property damage per accident
Dairyland® coverage in Virginia
At Dairyland, we’re proud to be able to help drivers in Virginia meet their insurance needs. Here are some of the parameters of our insurance coverage in Virginia:
What is the maximum bodily injury liability and property damage limit Dairyland offers in Virginia?
$100,000 bodily injury per person
$300,000 bodily injury per accident
$100,000 property damage per accident
What liability coverages are required to be offered in Virginia? Can a customer reject them?
Bodily Injury, Property Damage, Uninsured Motorist Bodily Injury, Underinsured Motorist Bodily Injury, and Uninsured Motorist Property Damage must be offered. Limits cannot be greater than Bodily Injury/Property Damage limits.
What are all the coverages Dairyland offers in Virginia?
- Uninsured/Underinsured Motorist Bodily Injury
- Uninsured Motorist Property Damage
- Bodily Injury
- Property Damage
- Medial Payment
- Accidental Death
- Lienholder Deductible
- Special Equipment
- Towing and Labor
- Income Loss
- Transportation Expense
What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Virginia?
How far back does Virginia go to look at violation history?
What additional policy types are offered in Virginia?
Is an insurance score used in my rating in Virginia? If so, is it mandatory?
Yes, an insurance score is used for rating in Virginia, but it’s not mandatory.
What additional policy terms does Dairyland offer in Virginia?
6 months and 12 months
What is Dairyland’s minimum down payment option in Virginia?
6 months: 16.66%
12 months: 10%
Are SR22s and/or FR44s used in Virginia? If so, is there a fee assessed by Dairyland? Is it filed electronically?
SR22s and FR44s are used in Virginia, both filed electronically with no fees.
What discounts are available from Dairyland in Virginia?
- Transfer (prior insurance)
- Paid in full
- Defensive driver
- Advanced quote