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Wisconsin’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Wisconsin:

Is it mandatory to have car insurance in Wisconsin?  

Yes

What are the minimum limits for Wisconsin?

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$10,000 property damage per accident

—or—

25/50/10

Dairyland® coverage in Wisconsin

We’re proud to be able to help drivers in Wisconsin meet their insurance needs. Here are some of the parameters of our insurance coverage in Wisconsin:

What is the maximum bodily injury liability and property damage limit we offer in Wisconsin?

$100,000 bodily injury liability per person 
$300,000 bodily injury liability per accident 
$100,000 property damage per accident

—or—

100/300/100

What liability coverages are required to be offered in Wisconsin? Can a customer reject them?

Bodily Injury, Property Damage, and Uninsured Motorist Bodily Injury must be offered and can’t be rejected. Underinsured Motorist Bodily Injury and Medical Payments must be offered, but they can be rejected.

What are all the coverages we offer in Wisconsin?

  • Bodily Injury Liability
  • Property Damage Liability
  • Uninsured Motorist Bodily Injury
  • Underinsured Motorist Bodily Injury
  • Medical Payments
  • Comprehensive
  • Collision
  • Lienholder Deductible
  • Special Equipment
  • Rental Reimbursement
  • Roadside Assistance
  • Car loan protection

What’s the oldest a vehicle can be to get our comprehensive and collision coverage in Wisconsin? 

20 years

How far back does Wisconsin go to look at violation history? 

3 years

What additional policy types are offered in Wisconsin?

Named Non-Owner

Is an insurance score used in my rating in Wisconsin? If so, is it mandatory?

An insurance score is used in Wisconsin. It’s not mandatory.

What policy terms do we offer in Wisconsin?

6 and 12 months

What is the Dairyland brand's minimum down payment option in Wisconsin?  

1 month down

Are SR-22s used in Wisconsin?  If so, is there a fee assessed? Is it filed electronically?  

SR-22s are used in Wisconsin, filed electronically with no fee.

What discounts are available with the Dairyland brand in Wisconsin?

  • Homeowner
  • Prior insurance
  • Multi-car
  • Paid in full
  • Quarterly 
  • Advanced quote
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