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Wisconsin’s minimum car insurance coverage requirements

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state.  The following is a breakdown of minimum liability requirements for Wisconsin:

Is it mandatory to have car insurance in Wisconsin?  


What are the minimum limits for Wisconsin?

$25,000 bodily injury per person 
$50,000 bodily injury per accident 
$10,000 property damage per accident



Dairyland® coverage in Wisconsin

At Dairyland, we’re proud to be able to help drivers in Wisconsin meet their insurance needs. Here are some of the parameters of our insurance coverage in Wisconsin:

What is the maximum bodily injury liability and property damage limit Dairyland offers in Wisconsin?

$100,000 bodily injury per person 
$300,000 bodily injury per accident 
$100,000 property damage per accident



What liability coverages are required to be offered in Wisconsin? Can a customer reject them?

Bodily Injury, Property Damage, and Uninsured Motorist Bodily Injury must be offered and can’t be rejected. Underinsured Motorist Bodily Injury and Medical Payments must be offered, but they can be rejected.

What are all the coverages Dairyland offers in Wisconsin?

  • Bodily Injury
  • Property Damage
  • Uninsured Motorist Bodily Injury
  • Underinsured Motorist Bodily Injury
  • Medical Payments
  • Comprehensive
  • Collision
  • Lienholder Deductible
  • Special Equipment
  • Rental Reimbursement
  • Towing and Labor

What’s the oldest a vehicle can be to get Dairyland’s comprehensive and collision coverage in Wisconsin? 

20 years

How far back does Wisconsin go to look at violation history? 

3 years

What additional policy types are offered in Wisconsin?

Named Non-Owner

Is an insurance score used in my rating in Wisconsin? If so, is it mandatory?

An insurance score is used in Wisconsin. It’s not mandatory.

What policy terms does Dairyland offer in Wisconsin?

1 and 6 months

What is Dairyland’s minimum down payment option in Wisconsin?  

1 month down

Are SR22s used in Wisconsin?  If so, is there a fee assessed by Dairyland? Is it filed electronically?  

SR22s are used in Wisconsin, filed electronically with no fee.

What discounts are available from Dairyland in Wisconsin?

  • Homeowner
  • Prior insurance
  • Multi-car
  • Paid in full
  • Quarterly 
  • Advanced quote
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