Cheap auto insurance in Wisconsin

Illustration of a Wisconsin dairy farm with corn and a cowIllustration of a Wisconsin dairy farm with corn and a cow

While every state has some sort of mandatory guideline regarding car and auto insurance coverage, the minimum limits vary by state. The following is a breakdown of minimum liability requirements for Wisconsin:

Is it mandatory to have car insurance in Wisconsin?


What are the minimum limits for Wisconsin?

$25,000 bodily injury liability per person 
$50,000 bodily injury liability per accident 
$10,000 property damage liability per accident



Car insurance coverage in Wisconsin

We’re proud to be able to help drivers in Wisconsin meet their insurance needs. Here are some of the parameters of our insurance coverage in Wisconsin:

What is the maximum bodily injury liability and property damage liability limit available in Wisconsin?

$100,000 bodily injury liability per person
$300,000 bodily injury liability per accident
$100,000 property damage liability per accident



What coverages are required to be offered in Wisconsin?

Bodily injury liability, property damage liability, and uninsured motorist bodily injury must be offered and can’t be rejected. Underinsured motorist bodily injury liability and medical payments must be offered, but can be rejected.

What coverages are available in Wisconsin?

  • Bodily injury liability

  • Property damage liability

  • Uninsured motorist bodily injury

  • Underinsured motorist bodily injury

  • Medical payments

  • Comprehensive

  • Collision

  • Lienholder deductible

  • Special equipment

  • Rental reimbursement

  • Roadside assistance

  • Car loan protection

What’s the oldest a vehicle can be to get comprehensive and collision coverage in Wisconsin?

20 years

How far back does Wisconsin go to look at violation history?

3 years

What additional policy types are offered in Wisconsin?

Is an insurance score used in my rating in Wisconsin? If so, is it mandatory?

Insurance scores are used in Wisconsin, but they’re not mandatory.

What policy terms are available in Wisconsin?

6 and 12 months

What is the minimum down payment option in Wisconsin?

1 month down

Are SR22s used in Wisconsin? If so, is there a fee?

SR22s are used in Wisconsin, filed electronically with no fee.

What discounts are available in Wisconsin?

  • Multi-car

  • Prior insurance

  • Homeowners

  • Paid in full

  • Quarterly

  • Advanced quote

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