$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
We’re proud to be able to help drivers in Kentucky meet their insurance needs. Here are some of the parameters of our insurance coverage in Kentucky:
$50,000 bodily injury liability per person
$100,000 bodily injury liability per accident
$50,000 property damage liability per accident
Bodily injury liability and property damage liability coverage must be offered. No-fault tort protection (right to sue/be sued) must be provided in association with bodily injury coverage, but can be rejected. Rejection of tort limitations also requires state-mandated forms to be fully completed and properly filed with the state of Kentucky.
Personal injury protection must be offered, but if no-fault protection is rejected, guest passenger personal injury protection is still required as minimum Personal Injury Protection coverage.
Uninsured motorist bodily injury coverage must be provided unless rejected.
Uninsured motorist bodily injury
Underinsured motorist bodily injury
No-fault tort protection
Personal injury protection
Bodily injury liability
Property damage liability
Car loan protection
Yes, an insurance score is used in Kentucky, but you can opt out.
6 and 12 months
10% with 11 installments is available for 12-month term
Kentucky doesn’t have SR22s, but they are available for out-of-state filings, with no fee and can be filed electronically.
Homeowners (includes responsible renter—e.g., carries rental policy)
Paid in full
Defensive driver course