Cheap car insurance

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Get an affordable car insurance quote with a provider you can trust

Looking for cheap car insurance rates but don't want to take risks by skimping on quality coverage and service? Dependable, low-cost coverage is possible with Dairyland®.

We've been helping drivers like you since 1953, offering affordable rates, flexible payment plans, low down payments, exceptional service, and reliable customer support—regardless of your financial history or unique challenges.

We understand that money back into your pocket means a smoother road ahead. So, as you shop around and compare insurance providers, be sure to get a free car insurance quote to see how much you can save with a Dairyland auto insurance policy!

What do I need to get a cheap car insurance quote?

Just you and your computer or mobile phone. Simply click to quote and we’ll walk you through a few simple questions about: 

  • Yourself
  • Your vehicle
  • Other people driving the car
  • Your driving history
  • Vehicle insurance discounts you could qualify for

Immediately after you submit your answers, your quote appears on your screen. If you’re shopping for nonowner car insurance, or you prefer to talk to someone rather than getting an online quote, please call us at 877-470-1549.

Learn about additional cheap car insurance coverages

Want more than cheap, minimum coverage? We’ve got options beyond liability that won’t break the bank—even if you’re considered high risk with not-so-perfect credit, violations, license penalty points, no prior insurance, you’re a young driver, or you’ve got a foreign license.

Our affordable car insurance coverage options—subject to state availability—include:

  • Physical damage: Collision and comprehensive
  • Uninsured/underinsured motorists
  • PIP (personal injury protection)
  • Non-owner insurance for an affordable coverage alternative
  • SR-22

Can I get cheap, full coverage car insurance?

There’s no standard definition of “full coverage” insurance, so it’s important that you review each coverage offering and customize your policy to fit your budget and unique circumstances. 

Need more information as you search for the cheapest car insurance rates possible? Call us at 888-344-4357 to speak to a friendly customer service representative, get everything you need, and start your quote for affordable auto insurance to see what you can save today.

Insurance can be overwhelming, and we don’t want you to feel that way. We’re here to help you as you make the best, cheap auto insurance policy decisions for your lifestyle and finances.

Get a fast auto insurance quote. Convenience at your fingertip.

Leverage Dairyland car insurance discounts

We offer multiple money-saving discounts on our already affordable vehicle insurance to help you further protect and manage your budget.

You could qualify for these discounts now:

  • Multi-car discount
  • Transfer discount
  • Homeowners discount (ask about renters’ discount options)

These are just a few of the discounts we offer. Be sure to check out more Dairyland car insurance discounts. We want you to have options so you can tailor your car insurance to meet your spending and coverage goals—ultimately helping to make your life easier.

Get your quick quote. Save with Dairyland.

If you’re like many of our customers, you expect an added personal touch. If you’ve got questions about getting affordable auto insurance and want quick answers as you compare car insurance companies, please call us at 888-344-4357. We’re here to help you!

Take steps to save more money on car insurance

Taking steps to get cheaper car insurance, beyond discounts, is a great way to help you realize the cheapest car insurance premiums you qualify for: 

  • Boost your credit score: Your credit score is a factor in calculating your insurance score. Car insurance companies use your insurance score to determine your car insurance premium. Improving your credit score can positively influence your insurance score, helping you achieve a more affordable auto insurance rate.
  • Pay up front: If you can pay for your total premium in one payment, you can receive a deeper discount.
  • Consider longer terms: Instead of a six-month term with your auto insurance company, select a year-long term so you can benefit from a locked-in rate.
  • Improve your driving record: At-fault accidents and other incidents can increase your insurance rates. Cleaning up your driving record can help you attain cheaper auto insurance.
  • Drive an older car: An older model vehicle can be more affordable to insure due to its lower value compared to a brand-new vehicle.
  • Take a defensive driving course: Completing a defensive driving course often gets you a discount on your auto insurance.

Start saving today. And drive protected.

Even when you’re doing all you can to save on your car insurance, we understand money can still be an issue. That’s why we also offer:

  • Flexible payment options
  • Low down payments
  • Easy policy reinstatement

We want to help make your auto insurance work for you. Start your quote for affordable car insurance.

Expect affordable policy rates without sacrificing quality coverage and services

You deserve more than an insurance product. It’s that simple.

  • More money in your pocket
  • More understanding for your unique life challenges
  • More time and attention from your auto insurance company

Get your quote for car insurance today—and expect Dairyland to deliver even more.

Additional products

Need coverage for something else? You’ve got options—like motorcycle, off-road vehicle, renters, life, RV, and Mexico auto insurance. Get information on more insurance products

Dairyland auto insurance reviews

We want what’s best for our customers when it comes to auto insurance coverage, exceptional service, convenience, and affordability. See what they’re saying about us.
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Cheap car insurance FAQs

  • What are some of the risks of cheap car insurance?

    Auto insurance rates and offers that seem too good to be true likely are. Dirt cheap car insurance costs can lead to the following risks:

    While it’s desirable to find cheaper car insurance premiums, it’s crucial to also find a reputable insurance company that can deliver the quality coverage and dependable service you deserve. 

    Get a quote to join the millions of drivers that have trusted Dairyland to protect them, their vehicles, and their wallets since 1966.

  • How can I get cheaper insurance?

    Here are just some of the many ways you can reduce the cost of your car insurance:

    With so many options to consider to lower your car insurance rates, please contact us with any questions you have.

  • Do car insurance quotes hurt my credit score?

    No. Because you’re not seeking credit, your credit history—among other records—is only reviewed by insurance companies to create your credit-based insurance score. This new score may help determine your car insurance rates. So, while your insurance quote won’t hurt your credit score, bad credit and payment history from your credit report may result in higher insurance rates. Here are some ways to help lower your auto insurance rates. Call us to discuss flexible payments and car insurance discounts.

  • How soon after buying a car do I need auto insurance?

    The time frame you have—anywhere from zero to 30 days—can vary based on your current policy and where or how you purchase your new vehicle. For example, some dealerships require proof of insurance before you can buy a car. Preparation prior to your purchase can help you stay safe and legal on the road. Contact us with questions before you purchase your new vehicle. Or get a car insurance quote today so you’ll be covered before driving off the lot.

  • What damage does car insurance cover?

    Car insurance coverages help with the costs you could incur for property damage and injuries to people if you’re in an accident. It can also cover damages caused by theft, fire, or severe weather. Because there are multiple types of insurance, it’s important to first learn your state’s minimum insurance requirements before determining additional coverages you might want. If you’ve got further questions, we're here to help you at 888-344-4357. Or get your quick quote online now.

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