We offer multiple motorcycle coverages to help you customize your insurance policy with the protection you want, at low prices you want to pay. Here are just some of the options:
Bodily injury liability
We cover all types of motorcycles, from manufacturers such as Harley-Davidson, Honda, and Indian.* And a range of models, including:
If you’re looking for cheap motorcycle insurance, our discounts deliver. What’s better, you can save without sacrificing protection. Here are a few of the cost-saving insurance discounts we offer:
Harley Owners Group (H.O.G) member discount
Home ownership discount
Have more questions regarding rider insurance? Contact us and one of our knowledgeable representatives can help.
Motorcycles themselves are typically less expensive to insure than cars since they cost less to buy, maintain, and repair. It’s important to note, however, that insurance policy rates for your bike depend on the types and amounts of coverage you select.
For example, since bikes offer less protection in an accident than cars, coverages like personal injury protection and guest passenger liability can be more expensive for a motorcycle rider.
We offer motorcycle insurance that can start as low as $7 per month. However, there are many factors that go into the cost of motorcycle coverage. Factors include:
The state you reside in
Your riding history
The types of coverage you want.
Contact us and one of our knowledgeable representatives can walk you through the details.
Here are some of the many things you can do to save money on your motorcycle insurance:
Take advantage of motorcycle insurance discounts, like multi-cycle, homeowner, and rider group discounts.
Attend and complete a motorcycle rider training course.
Choose a higher deductible to help reduce your premium.
Review your motorcycle coverage regularly and customize it based on requirements and what you want to cover.
Learn what else you can do to help reduce your motorcycle insurance costs.
Less expensive, lower horsepower motorcycles—like standard bikes—typically allow for the cheapest insurance premiums. The bike itself is less expensive, and the low horsepower reduces the likelihood of getting in an accident, so it can be considered less of a risk to insurers.
Other types of motorcycles, like sport bikes, tend to be more expensive and higher horsepower, which can lead many insurers to require higher insurance premiums to make up for the higher risk factors.
We believe riders like you deserve affordable motorcycle insurance coverage and exceptional service. See what your fellow riders are saying about us.
Aside from the coverages required in your state, it’s your choice. Customizing your coverage helps protect what’s important to you while also helping you save money. Here are some motorcycle insurance recommendations to think about as you make your insurance decisions.
The most important thing to focus on is finding the best motorcycle insurance coverage for you.
Yes, we offer a variety of flexible payment options, including monthly payments and automatic payments. Just keep in mind that your payment plan will depend on your situation.
All payments can be made online—with or without an online account—and you can set up bill alerts to help make sure your coverage stays up to date.
If winter doesn’t hit too hard, you might have the urge to ride your motorcycle on nicer winter days and want—or are required—to be protected while on the road. But even if you don’t ride, there are reasons to keep your motorcycle insurance during winter, including potentially cheaper rates.
In most cases, theft is included under comprehensive coverage. For complete details on what's covered as part of theft protection, contact your insurance agent or provider. Remember, there are many steps you can take to help prevent motorcycle theft.
A motorcycle training course will help you protect your ride, teach you the rules of the road, and may even qualify you for a motorcycle insurance discount. We'll explain how!
Canceling your motorcycle insurance when your bike is in storage for the winter may seem like an easy way to save money. But the risks of not carrying motorcycle insurance in winter outweigh the rewards.
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