Motorcycle insurance

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More than just cheap motorcycle insurance coverage. Dairyland has been a trusted insurance company since 1966.

Hey, we’re riders, too. We get it. Your motorcycle is more than a mode of transportation. It’s your pride and joy. It’s an old friend. It’s your passion shared among family and friends. Your bike is your expression of freedom.

And when it comes to motorcycle insurance coverage, you want your bike protected. Period. If something happens, you want the best motorcycle insurance, taking care of the claim and getting the damage repaired quickly.

At Dairyland®, we provide that protection as a trusted motorcycle insurance company that stands behind our policies with industry-leading services, liability coverage, collision coverage, bodily injury coverage, and support. It’s how we’ve been doing business for more than 50 years.

But there’s more.

With us, you’ll also find cost-saving motorcycle insurance discounts and experienced customer service and claims assistance. It’s why millions of motorcycle riders have picked us to help protect them and their different types of motorcycles—from sports bikes to open-road cruisers.

See what sets us apart from other motorcycle insurance providers. Get Dairyland motorcycle insurance coverage today with a fast, free motorcycle insurance quote.

Our affordable rates and quality motorcycle insurance coverage also provide you:

  • Multiple options: We offer different types of motorcycle insurance coverage options based on your needs—including collision coverage, comprehensive, and bodily injury to cover medical bills and medical costs in case of an accident. We also provide replacement cost, rental reimbursement, roadside assistance, and optional/special equipment insurance coverage.
  • Protection for different types of bikes: We cover all types of motorcycles, from manufacturers such as Harley-Davidson, Honda, and Indian. And models ranging from cruisers and touring to sport bikes. Check out our full list of types of motorcycles covered. Perhaps you’re wondering about other two-wheeled rides? Yes, we’ve got you covered with dirt bike and moped/scooter insurance too!
  • Money-saving discounts: Looking for cheap motorcycle insurance? With our discounts, it’s here. But only the price is cheap, not the quality of service. You can save without sacrificing protection. Good driving record, multi-policy, and motorcycle association discounts could all apply. Get your motorcycle insurance quotes today.
  • Experienced support: Dairyland has offered motorcycle insurance and rider insurance support since 1966. Simply put, we have the experience and knowledge to handle your claim and get you and your bike back on the open road.

We’re ready to help. Get a motorcycle insurance policy quote today from a trusted motorcycle insurance provider. We’ll help protect your bike now and in the future.

Have more questions regarding bike and/or rider insurance? Contact us or one of our helpful independent agents. You can also view our frequently asked questions.

The motorcycle insurance options you’re looking for

Rider training

Whether just learning to ride or refreshing your skills, a training course can help keep you upright and avoid injury—plus give you a discount.

Motorcycle safety courses

Trip interruption

Long road trips are what you live for. Make sure the good times last if you experience accident damage or a breakdown while on the open road.
Can I save money?

Insurance discounts

Ride with a fatter wallet. Save money with our motorcycle insurance coverage discounts.
Get motorcycle discounts

On the Road

A blog for all things motorcycle-related. Topics include motorcycle rides, events, safety tips, and riding gear.
Hit the open road

Theft prevention

Don’t become a statistic. Practice these safety measures to keep your motorcycle where it belongs—in your possession.
Keep your ride

Roadside assistance

Keep the ride going with minimal delay. Get inexpensive coverage to protect you when the unexpected happens.
Roadside assistance coverage

Motorcycle insurance FAQs

  • Do I need to have motorcycle insurance?

    Motorcycle insurance is required in 48 states. In those 48 states, you can’t even register your motorcycle without proof of insurance. Florida and New Hampshire are the only states that don’t require owners to carry motorcycle liability insurance. For motorcycle insurance requirements in your state, contact your local motorcycle dealer, insurance agent, or insurance company for complete details. Or give us a call. We can help.

  • What motorcycle coverages should I have?

    Aside from the coverages required in your state, it’s your choice. Customizing your coverage helps protect what’s important to you while also helping you save money. Think about your riding lifestyle. Do you ride with a passenger? Do you have a new motorcycle? Do you take a lot of long road trips? Select the right motorcycle insurance coverage for you.

  • How can I get cheap motorcycle insurance?

    There are many things you can do to lower your motorcycle insurance costs. Avoid traffic violations, such as speeding. Don’t miss a payment or have a lapse in your coverage. Ask about money-saving discounts. Many insurance companies offer discounts if you complete a rider safety course, own multiple motorcycles, or are part of a motorcycle riding group. You can find more tips here.

  • Does Dairyland® offer payment options?

    Yes, we offer a variety of flexible payment options, including monthly payments and automatic payments. All payments can be made online—with or without an online account—and you can set up bill alerts to help make sure you never miss a payment.

  • What happens if my motorcycle is stolen?

    In most cases, theft is included under comprehensive coverage. For complete details on what’s covered as part of theft protection, contact your insurance agent or company. Remember, there are many steps you can take to help prevent motorcycle theft.

  • How much is motorcycle insurance?

    Dairyland offers motorcycle insurance that can start as low as $6/month. However, there are many factors that go into the cost of motorcycle insurance, whether you’re a new rider or a veteran of the road. Factors include the state you reside in, riding history, and the type of coverage you want. Your insurance agent or company can walk you through the details.

  • What types of motorcycles are insured?

    At Dairyland, whether you’re riding a standard, cruiser, touring, sport touring, sport bike, trike, dirt bike, dual purpose, scooter/moped, or autocycle, we can insure nearly every style from most brands. Get a quote today.

  • Should I cancel my motorcycle policy in the winter?

    For some, this depends on where you live. If winter doesn’t hit too hard, you might have the urge to ride on nicer days and want—or are required—to be protected while on the road. But even if you don’t ride, there are reasons to keep motorcycle insurance during winter, including possibly cheaper rates.

Want off-road adventures?
Bundle your motorcycle with your ATV/UTV, dirt bike, or snowmobile and save.
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Get insured and ride on.

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