Motorcycle insurance

Motorcycle insurance FAQs

• How can I get cheap motorcycle insurance?

  Here are some of the many things you can do to lower your motorcycle insurance costs:

  • Avoid traffic violations, such as speeding.
  • Don’t miss a payment or have a lapse in your coverage.
  • Ask about money-saving discounts, like a rider course discount for passing a motorcycle safety course.
  • Read this blog post for additional ways you can create an affordable motorcycle insurance plan.

• What motorcycle coverages should I have?

  Aside from the coverages required in your state, it’s your choice. Customizing your coverage helps protect what’s important to you while also helping you save money. Here are some things to think about as you make your insurance decisions:

  • Do you ride with a passenger?
  • Do you have a new motorcycle?
  • Do you take a lot of long road trips?

  The most important thing to focus on is finding the best motorcycle insurance coverage for you.

• Do I need motorcycle insurance?

  Insurance coverage requirements are different from state to state. For specific motorcycle insurance requirements in your state, contact your local motorcycle dealer, insurance agent, or insurance company for complete details. Or we can help you at 866-239-6627.

• Does Dairyland offer payment options?

  Yes, we offer a variety of flexible payment options, including monthly payments and automatic payments. All payments can be made online—with or without an online account—and you can set up bill alerts to help make sure you never miss a payment.

• How much is motorcycle insurance?

  Dairyland offers motorcycle insurance that can start as low as $6/month. However, there are many factors that go into the cost of motorcycle insurance. Factors include the state you reside in, your riding history, and the type of coverage you want. Your insurance agent or company can walk you through the details.

• What types of motorcycles are insured?

  At Dairyland, whether you’re riding a standard, cruiser, touring, sport touring, sport bike, trike, dirt bike, dual purpose, scooter/moped, or autocycle, we can insure nearly every style from most brands. Get your quote today.

• Should I cancel my motorcycle policy in the winter?

  For some, this depends on where you live. If winter doesn’t hit too hard, you might have the urge to ride your motorcycle on nicer winter days and want—or are required—to be protected while on the road. But even if you don’t ride, there are reasons to keep your motorcycle insurance during winter, including possibly cheaper rates.

• What happens if my motorcycle is stolen?

  In most cases, theft is included under comprehensive coverage. For complete details on what’s covered as part of theft protection, contact your insurance agent or company. Remember, there are many steps you can take to help prevent motorcycle theft.