Motorcycle Insurance

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Affordable motorcycle insurance

Since 1966, millions of riders have picked Dairyland® insurance to protect their motorcycles. We're best known for our:

  • Quality, customized motorcycle insurance policy options
  • Money-saving insurance discounts
  • Industry-leading customer service

Get a free quote. See why riders trust Dairyland.

What does motorcycle insurance cover?

We offer multiple motorcycle coverages to help you customize your insurance policy with the protection you want, at low prices you want to pay. Here are just some of the options:

Standard motorcycle insurance coverages

  • Bodily injury liability
  • Collision
  • Comprehensive

Specialty motorcycle insurance coverages

  • Optional/special equipment
  • Replacement cost
  • Roadside assistance

After you review the state requirements for motorcycle insurance, find the insurance coverage you’re looking for by getting a fast motorcycle insurance quote. Coverage can start today!

What types of vehicles are covered?

We cover all types of motorcycles, from manufacturers such as Harley-Davidson, Honda, and Indian. And a range of models, including:

  • Cruisers
  • Touring
  • Standard bikes
  • Sport touring
  • Choppers
  • Café racers
  • Sport bikes

Wondering about other types of two-wheeled rides? We’ve got you covered with dirt bike, moped, and scooter insurance, too.

Start your quick quote. Ride protected.

How to lower your motorcycle insurance policy with discounts

If you’re looking for cheap motorcycle insurance, our discounts deliver. What’s better, you can save without sacrificing protection. Here are a few of the cost-saving insurance discounts we offer:

  • Multi-cycle discount
  • Harley Owners Group (H.O.G.) member discount
  • Home ownership discount

Check out all of our insurance discounts or call 866-324-7952 to find out how much you can save today.

Here’s how you can get a motorcycle insurance quote

Insurance quotes are quick and free. You’ll just need to:

  1. Have your bike’s year, make, model, and vehicle identification number (VIN) on hand.
  2. Answer some additional questions about your bike (e.g. customizations, where it’s kept, whether you’ve taken a rider safety course, etc.).
  3. Select the coverages you want.

That’s it! You’ll receive your affordable quote after following these simple steps.

Get your instant quote. Ride with Dairyland.

Have more questions regarding bike and/or rider insurance? Contact us and one of our knowledgeable representatives can help.
Additional products

Need coverage for something besides your bike? You’ve got options—like auto, off-road vehicle, renters, life, RV, and Mexico auto insurance. Get information on more insurance products

Are motorcycles expensive to insure?

Motorcycles themselves are typically less expensive to insure than cars since they cost less to buy, maintain, and repair. It’s important to note, however, that insurance policy rates for your bike depend on the types and amounts of coverage you select.

For example, since bikes offer less protection in an accident than cars, coverages like personal injury protection and guest passenger liability can be more expensive for a motorcycle rider.

How much is it to insure a motorcycle?

Dairyland offers motorcycle insurance that can start as low as $6 per month. However, there are many factors that go into the cost of motorcycle coverage. Factors include:

  • The state you reside in
  • Your riding history
  • The types of coverage you want

Contact us and one of our knowledgeable representatives can walk you through the details.

How can I get cheap motorcycle insurance coverage?

Here are some of the many things you can do to save money on your motorcycle insurance:

What is the cheapest style of motorcycle to insure?

Less expensive, lower horsepower motorcycles—like standard bikes—typically allow for the cheapest insurance premiums. The bike itself is less expensive, and the low horsepower reduces the likelihood of getting in an accident, so it can be considered less of a risk to insurers.

Other types of motorcycles, like sport bikes, tend to be more expensive and higher horsepower, which can lead many insurers to require higher insurance premiums to make up for the higher risk factors.

Dairyland motorcycle insurance reviews

We believe riders like you deserve affordable motorcycle insurance coverage and exceptional service. See what your fellow riders are saying about us.

More motorcycle insurance resources to help you

Motorcycle insurance FAQs

Want off-road adventures?
Bundle your motorcycle with your ATV/UTV, dirt bike, or snowmobile and save.

Get insured and ride on.

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