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What to do if you lock your keys in your car

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Man locked out of his car
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Ethan Vaade headshot
Assistant Vice President—Personal Lines Pricing & Analytics
June 25, 2025|

0 min. read

You step out of your car, shut the door—and instantly your stomach drops. Your keys are still inside. It happens more often than you’d think. The good news? It’s usually fixable—no panic needed. Here’s how to get back in safely, plus smart ways to avoid it in the future.

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Helpful steps to unlock your car and get back on the road

Whether you're in your driveway or stranded in a parking lot, these steps can help you safely unlock your car and get moving again.

Step 1: Try all doors—and the trunk

Your car’s locking system might not have engaged every entry point. Try each door and the trunk—you might find one unlocked. Some trunks allow you to fold the back seat down, giving you access to the cabin.

Step 2: Check for a spare key

If you’ve got a backup key at home, in your wallet, or with a friend or family member—great! Calling in a favor may be your quickest, easiest option.

Step 3: Use your car manufacturer’s app

If you’ve set up your car manufacturer’s mobile app, you may be able to unlock your vehicle remotely. Apps like myChevrolet®, FordPass®, Bluelink®, and Toyota Remote Connect® offer this feature on compatible vehicles.

Step 4: Call your roadside service

If you have roadside coverage—through your auto insurance or a membership—give them a call. A professional technician can often unlock your car within 30 to 60 minutes.

Step 5: Contact a locksmith

No spare key? No roadside coverage? A locksmith may be your best bet. They can usually open your car without damage and may be available 24/7 in many areas.

Step 6: Need to move your car? A tow truck can help.

If you need to move your locked car for safety and local help isn't an option, a tow truck can take it to your home, a dealership, or repair shop where resolving the situation may be easier.

Step 7: In emergencies, call 911

If you're locked out and feel unsafe due to extreme weather, an unfamiliar location, or a medical concern—don’t hesitate to call 911.

How your key type affects lockout recovery

Not all lockouts are the same. The kind of key your car uses can make a big difference in how quickly—and easily—you get back in.

  • Traditional keys: Common in older vehicles, these metal keys manually unlock doors and start the engine. If one gets locked inside, a locksmith or roadside service can typically get you back in without much trouble.

  • Key fobs with a physical key blade: Many newer fobs include a hidden metal key. Look for a small release button on the fob, and check your driver’s door for a keyhole—it might be covered. This built-in backup gives you a manual way to unlock the door.

  • Smart keys (keyless entry and push-button start): These rely on proximity sensors to detect whether the fob is inside or outside the car. Some models won’t lock at all if the fob is still inside. But if the fob’s battery is low—or if the sensor misfires—you could still get locked out. These systems often require specialized tools or professional help to regain access.

Avoiding future lockouts

Got back in? Great. Now’s a good time to take a few small steps that could help save you stress next time:

  • Store a spare key in a secure location

  • Add roadside assistance to your insurance plan

  • Set up your vehicle’s mobile app and test the remote unlock feature

  • Replace your key fob battery regularly

Looking for coverage that’s got your back?

Dairyland®, a brand of the Sentry Insurance Group, offers flexible auto insurance coverage—including affordable options, like roadside assistance, that can help with lockouts, flat tires, breakdowns, and more. From older sedans to high-tech SUVs, we’ve got your back with coverage that fits.

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