Motorcycle insurance quotes

Since 1966, millions of riders have picked Dairyland^® insurance to protect their motorcycles. We’re known for our

• Customized motorcycle insurance coverage options

• Insurance discounts that may help lower costs

• Helpful, knowledgeable customer service

Dairyland covers many types of motorcycles, including bikes from manufacturers such as Harley-Davidson^™, Honda^®, and Indian^®.* Covered models include:

• Cruisers

• Touring

• Standard bikes

• Sport touring

• Choppers

• Adventure touring

• Sport bikes

• Three-wheelers

Looking into other types of rides? Dairyland also offers coverage options for dirt bike, mopeds, and scooter. Riders exploring newer or less traditional options can also learn more about electric motorcycles and what an autocycle is.

Insurance costs can vary by motorcycle type, too. In general, lower-horsepower bikes, such as many standard motorcycles, may cost less to insure than higher-performance bikes, though rates depend on factors like the bike, rider, coverages, and location.

Motorcycle insurance can start as low as $15 per month.** The cost of coverage depends on several factors, including:

• Where you live

• Your riding history

• The coverages and limits you choose

• Your deductible

A Dairyland representative can walk you through the details and help you review your options.

If you’re looking for ways to lower motorcycle insurance costs, discounts may help. Savings and eligibility can vary by state, rider profile, and policy details. Examples may include:

• Multi-cycle discount

• Harley Owners Group (H.O.G.) member discount

• Home ownership discount

You may also be able to lower costs by:

• Completing a rider training course

• Choosing a higher deductible

• Reviewing your coverages regularly

• Paying in full, if available

See available motorcycle insurance discounts for options that may apply to your situation.

Motorcycles can often cost less to insure than cars, but there’s no one-size-fits-all rate. What you pay can depend on where you live, your riding history, the motorcycle you own, how you use it, and the coverages and limits you choose.

A lower premium doesn’t always mean a better fit, though. Choosing broader protection, lower deductibles, or optional coverages can raise your premium, but those choices may also offer more protection for your bike and budget if something happens.

Less expensive, lower horsepower motorcycles—like standard bikes—typically allow for the cheapest insurance premiums. The bike itself is less expensive, and the low horsepower reduces the likelihood of getting in an accident, so it can be considered less of a risk to insurers.

Other types of motorcycles, like sport bikes, tend to be more expensive and higher horsepower, which can lead many insurers to require higher insurance premiums to make up for the higher risk factors.

There’s more to riding than insurance alone. Visit the Resource Center for articles on motorcycle safety, maintenance, buying tips, and rider lifestyle topics.