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Learning Center—auto insurance basics

There’s a lot of information surrounding car insurance. We’re here to help you understand it—and provide some truth behind popular beliefs in the auto insurance world. In the Dairyland® Learning Center, learn the basics of car insurance, including coverage terms, how to lower your insurance costs, and what really happens to your insurance rate when you turn 25.
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The first step to buying car insurance—or reviewing your current policy—is understanding how it works and what it can protect. This guide provides the info you need to know.
Millions of drivers carry nonstandard auto insurance because they’re considered high-risk—due to low credit, accident history, or other factors. Learn how nonstandard car insurance works with our guide.

29 November, 2022
Several factors can lead you to being labeled a high-risk driver, from a DUI to a low credit score. With this guide, we’ll help you learn the fundamentals of high-risk auto insurance.

25 November, 2022
If you’re at fault in an accident, bodily injury liability insurance can help cover the other party’s medical costs. Learn more about this important—and frequently required—coverage.

24 October, 2022
Learn what to do when you hit a deer while driving your car—from moving off the road to filing a car insurance claim.

10 October, 2022
Cold weather can make starting your car more of a chore than it should be. We’ll walk you through some common reasons a car might not start in the cold, how to get it going again, and how to make sure it’ll start next time.

2 September, 2022
Car insurance can help provide peace of mind knowing you’re covered in case of an accident. But what happens if your coverage lapses? Learn everything you need to know about what a lapse in coverage means for you and your car insurance.

30 August, 2022
Keep your car’s engine in top shape by making sure it has enough oil. From gathering the right tools to bringing it to just the right level, we’ll show you how to check and refill your car’s oil in four easy steps.

11 August, 2022
“Full coverage” car insurance isn’t a type of coverage—it’s a term lenders typically use to describe a combination of coverages. Find out what types of car insurance are available to help keep you and your vehicle protected.

7 July, 2022
If you drive without insurance, you create risks for yourself and those around you. Learn about the exposures you may face if you go without car insurance.

1 July, 2022